What should I do if I don't have a company phone number for a credit card?

If my work unit doesn't have a fixed phone number, I can directly fill in - in the column of the company phone number on the credit card application. During the review, I need to pay attention to the bank call, and the staff may request to supplement the company phone number, so I can explain the situation to the staff of the credit card center at that time.

However, it should be noted that the company's lack of a fixed telephone may give the bank audit department an impression that your work is not very stable, which may affect your comprehensive score, leading to the failure of approval or the low credit line after examination; If you can apply, the process of activating and using the credit card will generally not be affected.

credit cards include broad and narrow definitions. In a broad sense, any special card that can provide credit proof for the cardholder and enable the cardholder to shop, consume or enjoy specific services with the card can be called a credit card. In a broad sense, credit cards include credit cards, quasi-credit cards, debit cards, savings cards, ATM cards, check cards and credit cards. In a narrow sense, credit cards are divided into credit cards and quasi-credit cards. Under normal circumstances, credit cards mainly refer to "debit cards", that is, credit cards that deposit first and then consume, and allow small and goodwill overdrafts. They are also credit certificates issued by commercial banks or credit card companies to qualified consumers.

Credit card is a kind of non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when they use credit cards, and they will make repayment on the settlement date. Except for some credit cards combined with financial cards, general credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct funds from users' accounts.

a credit card is a special carrier card with consumer credit, which is issued by a commercial bank to individuals and units, so as to make purchases, spend money and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is consumed first and then repaid, it enjoys an interest-free payment period, and it can be repaid by installments (with a minimum repayment amount), and it can be used worldwide by joining international credit card organizations such as VISA and MASTER.

Do you need a landline to apply for a credit card? How to solve the problem without a landline

Now everyone has a mobile phone, but the traditional landline is hard to see in ordinary families. You need to fill in a landline to apply for a credit card. What if there is no landline? Can't I apply for a credit card without a landline?

when you fill in the credit card application materials, if you don't fill in the landline number, the chances of the bank issuing the card will be much smaller. You must have a landline to get a credit card, because the bank uses this to ensure the stability of your life and work. When reviewing your card qualification, the general bank will pay a return visit to the fixed telephone number you filled in to make sure that the information you provide is accurate.

how to handle a credit card without a landline?

1. Fill in the company's fixed telephone number

Generally, it is best to fill in the company's fixed telephone number. As long as the bank checks your basic information and work and income information through the fixed telephone, basically the credit card can be approved.

2. Fill in the landline numbers of relatives and friends.

Friends who don't have a job can borrow money from relatives and friends when applying for a credit card. The chosen person is best reliable and can help you pay a return visit through the bank phone smoothly.

In principle, you must have a landline to apply for a credit card. Banks generally don't call you often. You can safely fill in the landline number, so that the pass rate of your card will be higher.

to apply for a credit card, you need a company landline phone. What should I do if I don't?

there is no company landline phone for handling credit cards. If you are still using a landline phone at home, you can also fill in your home landline number. If you are not using a landline at home, you can also fill in the phone number of your familiar relatives and friends.

filling in the fixed telephone number for a credit card can facilitate the bank's review and return visit. It can be said that filling in the fixed telephone number may not be able to successfully get off the card, but if it is not filled in, it can be said that it is very likely that the review will not pass. So those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends' home.

Extended information:

Necessity of filling in a fixed telephone number for a credit card:

The bank requires that a fixed telephone number must be filled in when applying for a credit card, in order to ensure the stability of the applicant's life and work. If the company does not have a fixed telephone number, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of the approval or the low credit limit after the audit.

moreover, filling in the fixed telephone number is also convenient for the bank to pay a return visit to the credit card during the credit card review. If you don't fill it in, the card rate will be greatly reduced.

Let's stop here for the introduction of how to handle a credit card without a fixed telephone.