When will the newly activated credit card be repaid:
1. If you make purchases as soon as the credit card (first card) is activated, you do not need to repay it that month. The settlement on the repayment day is as follows: Consumption between the last billing date and this billing date.
2. Regarding when to repay a newly activated credit card, if the credit card is directly exempted from the annual fee, and the customer has not used it since opening the card.
After the credit card is activated, you swipe the card according to when. Wait for the transaction to be recorded and the bill to be issued, and then repay the payment before the specified repayment due date (inclusive).
3. If the credit card charges a hard annual fee, it will generally be deducted from the limit as soon as the card is opened, and the account will be disbursed on the bill date of the next month.
4. The billing date and repayment date of a credit card may be different for different banks, different card types, and even different customers. After all, the billing date of most credit cards is randomly assigned by the bank system. of.
Then generate the corresponding repayment date. If the customer wants to know the specific date, just check the card letter attached when the bank sends the card. Generally, whenever a bill is issued, the bank will also send a message to notify the customer.
Extended information:
Credit card repayment methods:
1. In-bank repayment: This repayment method mainly includes: card issuing bank counter, ATM, Online banking, automatic transfer, telephone banking repayment, etc.
After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Mobile phone repayment: The mobile phone is a personal payment terminal of the mobile financial system. It can be used to directly swipe the card for repayment, and can also be used for transfers and other services, with instant payment.
3. Convenience store repayment: Convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store.
Generally, it takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.
4. Online repayment: The more common online repayment methods in China include: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yipay, etc.
Choose different platforms and banks, and the charging standards and specific payment arrival times will be different.
5. Inter-bank transfer: Inter-bank transfer/remittance repayment is mainly divided into two methods: inter-bank in the same city and inter-bank in different places.
No matter what method is used to transfer or remit money, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as convenient as intra-peer repayment or online repayment. Store repayment, etc.
6. Over-the-counter access: Over-the-counter access refers to bank cards issued by various networked financial institutions. RMB current deposits and withdrawals can be conducted through the counters of other bank branches registered in the UnionPay exchange center host system.
7. Lakala: Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or purchase "Lakala" device terminals.
8. Xinfutong: "Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network .
9. Repayment Tong: Use "Repayment Tong" to make repayments. The fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
10. Smart repayment: a new industry. Its main function is to use about 5%-10% of the balance in the card to formulate a consumption and repayment plan and then execute automatic recurring consumption through a licensed payment company. The repayment reaches the goal of full repayment.
A certain handling fee is charged, and the basic functions include bill management, local payment, free card application, etc.