After the credit card is frozen, if your credit card has overdue debts, it will still generate interest and compound interest on a monthly basis.

In addition, when the credit card is frozen, it can still be repaid normally, but it can no longer be used for credit card consumption, such as overdraft credit card and cash withdrawal.

The cardholder's credit card is frozen, and it needs to be returned in time if there is any arrears. If he didn't apply for a frozen credit card, he should call the bank credit card customer service to ask what the situation is, and then negotiate to solve it.