This is very realistic, hehe.

Tell me your opinion.

1. You can use a savings card when you go out to buy things, but you are afraid of information leakage, so you use a credit card.

Credit cards need to be signed. If a real credit card is taken away by someone else, you can cooperate with the investigation, as long as it is not you.

You don't have to return it

2. When you have no money, you look at something now. If you have no salary and little money, just brush it.

3. I bought my own mobile phone when I paid by installment, but I didn't want to pay at one time, so I bought it at the credit card mall and paid by installment.

So I don't need the year-end bonus, but I can get part of my monthly salary.

Generally speaking, credit cards stimulate consumption, which is a disadvantage. I use a credit card when I have no money to spend, and I'm thinking, anyway, there is an interest-free repayment period, and it will be ok within 58 days.

Just like Taobao, no matter how you buy it, you can't see the money flowing away. You won't get hurt easily.

There is no feeling of counting money to pay the bill when swiping the card. You think you just brush numbers. It doesn't matter.

Personally, I feel that with the card, I spend more money; Sometimes when there is no money, I patiently spend it, but with the card, I always feel that I have a repayment date of 58 days, so I don't want to brush it patiently.

Pay it back later.