What is the customer service phone number for Postal Credit Card?
24-hour customer service hotline, 400--889--5580
Extended information:
Postal savings credit cards rarely have risk control reductions,
I like minimum repayments and cash withdrawals.
It is easier to increase the credit limit if you do these two actions frequently.
I often use postal savings credit cards to pay utility bills.
< p>Telephone charges and management fees can also be easily raised. < /p>There are also opportunities to increase your quota.
1. Two ideas for increasing the limit of Postal Bank credit card
1. Apply for a temporary limit
If you have large consumption needs in a short period of time, you can Call the Postal Savings Credit Card customer service hotline and request a temporary limit adjustment. If you meet the conditions for temporary limit adjustment of Postal Savings Bank, the temporary limit adjustment can be achieved within 24 hours. The temporary limit is valid for 30 days. After expiration, the credit limit will be automatically restored to the original limit.
2. Increase the fixed limit
When you have a fixed need to increase the credit limit, you can call the credit card customer service hotline. Postal Savings Bank will increase the credit limit based on the cardholder’s credit card status and credit standing. Your permanent adjustment needs will be processed in a timely manner.
2. Card usage habits that will help increase your credit card limit
1. Keep the frequency of using your credit card for purchases. Regardless of the amount, as long as you can swipe your card, you will definitely use your card to make purchases. And you do need to swipe the card more often, because the system will consider the credit card as a necessity in your life, and it will also collect money.
2. To ensure that credit card consumption reaches a certain amount, it is best to have at least 30% of the total monthly bill consumption. In fact, this is not the case. If you swipe more cards, the bank will indeed make more money. But if your consumption amount does not match your income, the bank will consider you to be a high risk. (For example, your monthly income is 3,500, and your monthly credit card consumption is more than 10,000)
3. Apply for a temporary limit from the bank from time to time. If you need to increase your quota in the short term for holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve. This is usually easy to increase the amount, because everyone has temporary expenses. But this increased credit limit is temporary. It actually has little to do with increasing the permanent limit.
4. Frequently apply for credit limit increase from the bank. If you continue to apply for a quota increase over the phone, sometimes different customer service applications will be handled differently. Different customer service departments do have different handling methods, but the results of the system evaluation will be the same.
5. Grasp the favorable opportunity to increase the quota. It is most effective to apply on billing day or when your card has just been maxed out. Generally, when the card is about to be maxed out, the system will prompt you to automatically increase the temporary limit.
6. Do not interrupt the records of credit card consumption. The bills for card consumption must last for 3 consecutive months without interruption, that is, there must be consumption every month. This is indeed very helpful in increasing your credit limit in the early stages of holding the card.
What is the telephone number of the Postal Savings Credit Card Center?
Whether you apply for a credit card or use a credit card, if you encounter any problems, you can call the credit card customer service number of the issuing bank to consult customer service. The Postal Savings Bank Credit Card Center has also set up a 24-hour customer service hotline to provide users with consultation and business processing. Today, let me introduce to you the customer service phone number of Postal Savings Bank of China credit card and how to quickly switch to manual service.
1. Postal Savings Bank Credit Card Customer Service Hotline
24-hour service hotline: 95580
Credit Card Service Hotline: 400-88-95580
Although 95580 and 400-88-95580 are both Postal Savings Bank customer service numbers, there are still differences between the two numbers. For example, the former is the Postal Savings Bank’s comprehensive customer service number and can handle a wider range of businesses, while the latter is specialized For credit cards.
2. Transfer the postal savings bank credit card customer service phone number to manual service
If you have any questions about postal savings bank credit card or want to handle related business, it is recommended to call 400-88-95580 and transfer to manual service , select voice after making a call, and after completing personal identity verification, dial the key according to the voice prompts to enter manual service.
Postal Savings Bank credit card manual service can provide users with credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry and other functions. You only need to verify your identity after the customer service , just put forward relevant requirements to customer service.
This is the introduction to the postal savings bank credit card customer service phone number and how to transfer to manual customer service. I hope it can help you. It should be noted that the credit card customer service hotline 400-88-95580 is not free. It is charged according to local call rates. If you want to contact customer service for free, you can click on the manual customer service on the official website of Postal Savings Bank of China Credit Card to directly communicate with customer service online
Is the Consumer Credit Department of Postal Savings Bank of China a credit card center?
It does.
The Beijing Banking and Insurance Regulatory Bureau issued the "Reply on the Opening of the Credit Card Center of Postal Savings Bank of China Co., Ltd." approving the opening of the Postal Savings Bank Credit Card Center.
The full name of the institution is: "Postal Savings Bank of China Credit Card Center" (referred to as "Postal Savings Bank of China Credit Card Center"). The English name is: "CreditCardCenterofPostalSavingsBankofChinaCo.,Ltd.". The address is: "Building 2, No. 51, Lugu Road, Shijingshan District, Beijing."
The Beijing Bureau of Banking and Insurance Regulatory Commission also approved the qualifications of the general manager of the Postal Savings Bank Credit Card Center and the qualifications of Wang Yingwei, Guo Tao and Wang Qiong as deputy general managers of the Postal Savings Bank Credit Card Center.
It is reported that the business scope of the "Postal Savings Bank of China Credit Card Center" is: handling the card issuance business of this credit card; handling the loan, settlement, remittance, foreign exchange settlement, and foreign exchange exchange business under the credit card; acting as an agent for domestic and foreign banks Acquiring business of bank cards; acting as an agent for credit card issuance, payment and fund settlement business of foreign financial institutions and international organizations; acting as an agent for collection and payment, sales, credit investigation, consulting services, and witnessing services under credit card items; acting as an agent for credit card items financial services; and other credit card-related businesses that the head office authorizes specialized institutions to operate with the approval of the China Banking and Insurance Regulatory Commission.
What is the telephone number of the Postal Savings Credit Card Center?
The customer service number of the Postal Savings Credit Card is: 400-88-95580. The postal savings customer service hotline is: 95580
China Postal Savings Credit Card:
Gold Card is a standard credit card product developed for mid-to-high-end people. In addition to revolving credit, consumer installments, cash advance, optional password, and other services, the product also has air ticket and hotel reservations, supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high-limit cash advance, and birthday double payment. It is a real credit card that meets international standards and has many special services such as double points and exciting gift redemption. It allows cardholders to enjoy the convenience and benefits of "swiping the card first to spend and then repay later" at home and abroad. They can use the card worry-free anytime, anywhere. .
Self-mail family co-branded credit card: In addition to the original functions and services, the product has added a series of self-mail family services, including but not limited to vehicle violation information inquiry, agency handling of local traffic police tickets, and agency payment of vehicle and vessel tax/ It is a credit card launched by our bank to provide all-round car butler services for car owners, including annual passes, driver's license and driving license annual review and replacement services, and vehicle insurance purchase.
Travel in China - Damei Travel Card: To commemorate the "60th Anniversary of Peaceful Liberation", the "Travel in China - Damei Travel Card" is specially launched. This product is a UnionPay standard RMB personal credit card, product grade For gold card.
Travel China - Hainan International Tourism Island Card: It is a high-quality payment tool tailor-made for those who like tropical island style. It integrates multiple functions such as credit card payment, discounts, consumption guidance, etc., including food, accommodation, etc. , travel, travel, shopping and entertainment are all available. Enjoy happy consumption and easy payment while enjoying discounts and surprises. The beautiful natural scenery and pleasant card-using experience are all in the Hainan International Tourism Island Card.
The Postal Savings Bank of China was officially established on March 20, 2007. It is a commercial bank established on the basis of the reform of the postal savings management system. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents.
Since December 2015, Postal Savings Bank of China has moved from a single shareholder to a diversified shareholding.
Adopting the method of issuing new shares, the financing scale is 45.1 billion yuan, and the issuance ratio is 16.92%. On August 27, 2016, Postal Savings Bank of China’s US$8 billion Hong Kong IPO was approved. On September 27, 2016, Postal Savings Bank of China publicly released pricing information and was officially listed on September 28.
Official website of the Postal Savings Bank of China
Will the Postal Savings Bank of China be open during the Mid-Autumn Festival?
On the Mid-Autumn Festival in 2021, the Postal Savings Bank of China will have staff on duty and you can handle bank transactions. card business.
1. The Mid-Autumn Festival is a legal holiday, and there will be a holiday during this holiday. However, many banks will arrange on-duty duty during the holiday, and most business cannot be handled, especially corporate business. If users want to handle related business, they can call the bank in advance for consultation.
Most banks work from 9:00 am to 5:00 pm; working hours may be shortened on weekends. Usually, personal and corporate business can be handled from Monday to Friday; only personal business can be handled on weekends, which everyone should pay special attention to.
2. Personal business generally refers to personal deposits, loans, payment settlement and other services. Personal loans include personal housing loans, personal housing decoration loans, personal student loans, personal car consumption loans, personal medical loans, personal Travel loans, personal line loans, etc. Personal deposit business includes primary savings, etc.
3. In layman’s terms, corporate business is “business to entities”, including corporate electronic banking, corporate deposit business, credit business, institutional business, etc. Specifically, corporate business is based on corporate legal persons. Relevant businesses carried out mainly by customers such as companies and organizations.
Supplementary information
1. The Postal Savings Bank Credit Card Center was established in 2007, with more than 2,000 employees. The workplaces are located in Beijing, Hefei, and Chengdu, and it has market management There are 14 functional departments including the Department, Product Management Department, Sales Business Department, Innovation Payment Department, Science and Technology Department, and Risk Management Department. 98% of the employees in the Credit Card Center are under the age of 35, with an average age of 26. This is a vibrant and dynamic team that is responsible for product development, marketing promotion, innovative payment, credit approval, risk management, 24-hour customer service and other work responsibilities. This young team was born during the reform and has grown with the Postal Savings Bank. It has become an important force in promoting the development of the bank's credit card business. The credit card center, which is in a critical period of transformation and development, plays an increasingly important role in optimizing customer structure, enhancing customer stickiness, improving the proportion of mid-income customers, and driving revenue growth, and its strategic position continues to rise.
2. As a "Youth Civilized" unit awarded by the Youth League Working Committee of the Central State Organs, and the "Most Vibrant Youth League Branch" of the *** Youth League of the Central State Organs, the Banking Regulatory Commission awarded the "Lei Feng Post" in the national banking industry , the "Best Intelligent Team" of the China Banking Association, the Postal Savings Bank Credit Card Center has always worked for the youth with the goal of creating "ideal, moral, responsible, and capable" young people, educating young people through multiple channels, and at multiple levels Cultivating young people and uniting them through multiple measures have provided strong driving force support and talent guarantee for the development of the bank's credit card business.
Is the Postal Savings Bank of China Credit Card Center a state-owned enterprise?
A state-owned enterprise.
Postal Savings Bank of China is a subsidiary of China Post;
China Post is a central enterprise, and China Post Bank is a state-owned commercial bank.
Postal Savings Bank of China is a state-owned commercial bank established on the basis of reforming the postal savings management system. State-owned banks, that is, state-owned banks, refer to large banks directly controlled by the state (Ministry of Finance, Central Huijin Corporation).
State-owned banks specifically include: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank of China, China Development Bank, Export-Import Bank of China, and Agricultural Development Bank of China.
Postal Savings Bank of China (PSBC, Postal Savings Bank) was officially established on March 20, 2007. It is the fifth largest bank in China.
As of 2008, it has built a personal financial service network with the widest coverage of urban and rural outlets and the largest transaction volume in the country, with 36,000 business outlets. Postal Savings Bank of China has established provincial branches in all 31 provinces (municipalities and autonomous regions) across the country, and has 5 branches in cities under separate state planning in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao.
On February 27, 2012, with the approval of the State Council, the Postal Savings Bank of China Co., Ltd. was legally restructured into the Postal Savings Bank of China Co., Ltd. on January 21, 2012.
Inherit all the assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Co., Ltd. in accordance with the law, and assume and perform the relevant legally binding contracts or agreements of the former Postal Savings Bank of China Co., Ltd. rights, obligations, and corresponding creditor-debt relationships and legal responsibilities.
The existing business institutions, trademarks, Internet domain names and consultation service telephone numbers of Postal Savings Bank of China Co., Ltd. will remain unchanged and will continue to be used by the joint-stock company, and all businesses will continue as usual.
That’s it for the introduction of Postal Savings Bank Credit Card Center.