Passbook is a paper certificate issued by the bank to users to handle business. You can use the passbook to deposit and withdraw money, transfer money and other services. Moreover, the details of each transaction will be recorded in the passbook, and you can only go to the counter of the bank to handle business.

Bank card is an IC card provided by the bank to users who handle business. A bank card can deposit and withdraw money like a passbook and handle the transfer business.

With a bank card, you can go to the counter to handle business or go to an ATM, which is more convenient than a passbook.

Compared with passbook, passbook is safer, because passbook can only deposit and withdraw money at bank outlets, while bank cards can withdraw money at ATM machines. Sometimes, if it is stolen or lost, the amount of the bank card may be lost, so the passbook is relatively safer.

Although the passbook is dominant, it is still troublesome to use, and the bank card is very convenient and fast to use.

In addition, at present, there is no need to charge any fees for passbooks, while bank cards need to charge annual fees or production fees.