Banks can submit credit card applications on weekends.
it usually takes 2-3 days to apply for a credit card, and you can apply at a bank outlet on Sunday.
Credit card application conditions:
1. At least 18 years old.
2. Hold a valid ID card.
3. No bad credit record.
4. Have a fixed work certificate.
5. Income certificate stamped with the financial seal of the company.
6. Other financial proof, such as real estate, cars, stocks, bonds, etc.
7. Social endowment insurance certificate.
The first three conditions must be met. Providing 4-7 pieces of supporting materials as much as possible will improve the success rate and credit limit of card processing.
when a bank branch applies for a credit card, it will be notified by phone or SMS after it is approved. Extended information:
Relevant laws in China:
the NPC Standing Committee's Report on < Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by a commercial bank or other financial institution with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? .
The Standard for English Translation and Writing in Public Service Field was officially implemented, which stipulated credit card standards.
Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment will be made on the billing date.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay.
quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card. Baidu encyclopedia-credit card