It is enough that the number of buds available at present is greater than the number to be used in stages. Flower buds and credit cards are two products, which do not affect each other. The installment payment of flower buds is generally that users shop on Taobao and choose the payment method as the installment purchase of flower buds. Credit card installment payment has a wider scope of application, and installment payment is supported both offline and online.
In addition, the flower garden has a special installment quota, which is specially used for installment payment, while the credit card has no special installment quota.
Extended data:
What are the staging conditions of flower buds?
The stage conditions of flower buds are as follows:
There are Alipay accounts and real-name authentication.
Sesame credit score is above 600 points, and the flower bud payment function has been actively opened.
The installment amount of shopping should be above 100 yuan.
Can I return the flowers in installments?
Bai Hua can repay it in installments. The bookkeeping date in Bai Hua is 1, 9th or 10. If users feel unable to repay on time, they can repay in installments before the repayment date and charge a certain handling fee. In addition to using installment repayment, users can also use the deferred repayment function, which also requires users to pay a certain handling fee.
The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you can get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".
20 1, 201On August 4th, 6, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance in the Shanghai Stock Exchange.
2. As of June 20 18, 1 year, Ant Financial has actively increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to1200 million yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions. ? 202 1. 9. 22 It is reported that the flower buds have been connected to the central bank's credit information system, and users can't use them if they refuse to access them.
Ant Flower Garden supports installment repayment, but the following conditions need to be met:
(1) The consumption amount is higher than that of 600 yuan.
(2) Each user has only one chance to apply for installment once a month. If it has been used, you can't apply for installment. Even if it is paid off in advance, you can't apply again, you can only wait until next month.
(3) If you turn off your Alipay function, or your Alipay is suspended, then you can't go on stage.
(4) The staging time can only be selected between June1-June 10 of each month. After this time, the transfer will not be possible.
(5) If you are overdue, don't think about it, you can't put it on.
How much does it cost to repay the ants in installments?
If the consumption amount is higher than that of 600 yuan, the repayment can be made in installments.
Meet the installment repayment conditions:
(1) The consumption amount is higher than that of 600 yuan.
(2) Each user has only one chance to apply for installment once a month. If it has been used, you can't apply for installment. Even if it is paid off in advance, you can't apply again, you can only wait until next month.
(3) If you turn off your Alipay function, or your Alipay is suspended, then you can't go on stage.
(4) The staging time can only be selected between June1-June 10 of each month. After this time, the transfer will not be possible.
(5) If it is overdue, it cannot be staged.
Extended data:
This month's bill, if paid in one lump sum before next month 10, is free of any interest and handling fee. The balance due last month of each month will be phased in June 1 -9 or June 10. It is impossible to apply for time-sharing consumption in 500 yuan, Bai Hua, and you need more than 800 yuan to apply for time-sharing.
Alipay ant flower garden installment interest:
3 months: 2.5%;
6 months: 4.5%;
9 months: 6.5%;
12 months: 8.8%.
Ants can pay off in one lump sum after installment, but if the bill has been installment, and it is repaid after the bill date, the installment fee has been charged (for example, the installment month is April, May and June, and if it is paid off after April 1 and before May 1, the installment fee in April will be charged, but the fees in May and June will not be charged).
Description of Ant Financial Service-Huabai Staging Service Access