After paying with a foreign currency credit card on the merchant website, some money can be directly transferred to the merchant account. This is because the payment methods used by the merchants are different. Generally speaking, there are two ways to pay on merchant websites: one is to pay through a third-party payment platform, and the other is to pay through a payment method that directly cooperates with the bank. If the merchant uses a third-party payment platform, the payment funds will first enter the account of the third-party payment platform, and then the third-party payment platform will transfer the funds to the merchant's account. And if the merchant uses a payment method that cooperates directly with the bank, the payment funds will go directly into the merchant's account. Therefore, if you use a foreign currency credit card to pay on a merchant's website, the funds can be transferred directly to the merchant's account. This may be because the merchant uses a payment method that directly cooperates with the bank.