1. The available balance includes the current and non-current balances on the card. The current balance is what you actually have, and the available balance is what you can withdraw at that time. The checking balance also refers to the balance on the checking portion of your card. The available balance is the balance you have at your disposal. Why does this happen? For example, if you buy financial management, or if it is frozen by the court, this number will be locked, and the balance beyond the lock can be used by you.

2. In accounting, the difference between the total amount on the left and the total amount on the right in an account in a specific period is called the balance.

3. The current balance is the current storage balance on the account.

The account balance refers to the current balance on your credit card, and the available balance refers to the existing balance on your card + the amount that can be overdrafted.

The amount that can be overdrafted is the amount that can be overdrafted by the credit card The center sets the limit based on each person's income and credit, generally less than 5,000 yuan, and the gold card is generally 10,000 yuan. Some banks have an overdraft interest-free period of about one month, while others do not.

The interest on overdrafts is very high.