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Does the first payment date for a credit card need to be paid before the statement date?

If the credit card debt is paid off in full before the billing date, then the bill amount will be 0 on the billing date. Under normal circumstances, after the credit card bill is issued, you can pay off the bill before the final payment date. Since credit cards have an interest-free period, as long as the bill is paid off between the statement date and the repayment date, no fees will be incurred.

Currently, Ping An Bank’s statement dates are 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 13, 14, 15, 16, 17, 18, 19, 20, Each billing date corresponds to a fixed repayment date on the 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th. The repayment date is usually 18 days after the billing date. You can log in to Ping An Pocket Bank APP-Credit Card-More-Card Service-My Statement Date to view your statement date and final repayment date. After you use your credit card to make purchases, you need to repay the bill according to the bill amount before the final repayment date.

If you need to inquire about Ping An Bank's credit card business, you can click on the link below and select "My" in the lower right corner - exclusive customer service or follow Ping An Credit Card's WeChat public account (paxyk95511) for consultation.

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Response time: 2021-12-29. For the latest business changes, please refer to the official website of Ping An Bank.