It is true that Shanghai Pudong Development Bank’s credit cards are not free of annual fees, but cardholders can avoid paying annual fees by meeting certain conditions. Credit cards applied for in the first year usually enjoy free annual fees. However, if they are not activated in the first year or the consumption does not reach the threshold set by the bank (such as 6 purchases or the consumption amount reaches 2,000 yuan), the annual fee will be waived on the bill date of the following year. An annual fee will be charged. For regular cards, you can accumulate 2,000 points if you spend 2,000 yuan or more in the first year or more than 99 yuan with the card for the first time, which can then be used to offset the annual fee in the following year.

Gold card holders have more specific exemption conditions: within 12 months after card renewal, as long as the total consumption reaches 5,000 yuan (except WOW card), the annual fee for the next year will be exempted. The annual fee standards for each category are also different. The annual fee for the main card of the regular card and the simple gold card is 180 yuan, and the annual fee for the supplementary card is 90 yuan. The main card fee of the high-end platinum card is as high as 3,600 yuan. Specific annual fee information, such as standard platinum card, gold card, etc., the annual fee amount will vary, ranging from 360 yuan to 10,000 yuan.

In general, Shanghai Pudong Development Bank’s credit card annual fee policy is not fixed. The key lies in whether the cardholder can reduce the annual fee by meeting consumption requirements. For more information, please refer to Shanghai Pudong Development Bank’s official charge list.