1. consumption: it can be consumed by BOC and unionpay merchants in China and VISA/MC/ unionpay merchants abroad.

2. Cash withdrawal: RMB cash can be withdrawn from the counters of China Bank outlets, ATMs or ATMs of other commercial banks with UnionPay logo. Carry out cash advance transactions at any ATM marked with PLUS, CIRRUS and China UnionPay, or at overseas branches and member banks of China Bank marked with VISA/MasterCard, and withdraw local legal tender.

Reminder: Domestic transactions are settled in RMB, and UnionPay, the overseas trading office, is responsible for settlement in RMB, and all others are settled in US dollars.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.