Can Huabei buy things on Taobao?
Can Huabei buy things on Taobao?
The full name of Huabei is Ant Huabei. It is a consumer credit product launched by Ant Financial. After applying for activation, you will receive a consumption limit ranging from 500-50,000 yuan. When users are consuming, they can prepay Ant Huabei's credit and enjoy the shopping experience of "spend first, pay later".
Ant Huabei supports shopping in multiple scenarios. The previous main application scenarios were Taobao and Tmall, and most merchants on Taobao and Tmall can use it for payment.
Ant Huabei has stepped out of the Alibaba e-commerce platform and has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, For example, Koubei, Meituan, Dianping, etc.; mainstream 3C official malls, such as LeTV, Haier, Xiaomi, OPPO, etc.; and some overseas shopping websites.
Extended information:
Notes on using Huabei:
Whether Huabei installment affects credit:
1. If the payment is overdue If the payment is made, overdue fees will be incurred. Overdue fee = overdue amount * 0.05 * number of overdue days, where overdue amount * 0.05 is rounded to the nearest cent.
2. Huabei’s overdue records will be reported to Zhima Credit, which will affect Zhima points and may subsequently affect the use of Huabei functions. Please repay on time.
Whether the handling fee will be refunded after Huabei repays in advance:
1. If the bill has been installmentd and the repayment is made before the billing date, no handling fee will be charged for the outstanding bill. (For example, the installment bills are in April, May, June, and July. If the installment is paid off before April 1, the handling fee for the April, May, June, and July installments will not be charged).
2. If the bill has been paid in installments and is repaid after the bill issuance date, the installment fee for the bill that has been issued will be charged (for example, the installment repayment months are April, May, June, and July, if the installment payment is in April After the 1st of the month, if it is paid off before the 1st of May, the April installment fee will be charged, and the handling fee for May, June and July will not be charged).
Baidu Encyclopedia - How to pay with Huabei on Huabei Taobao
First open Taobao on mobile, select what you want to buy, and then click Pay Now on the product page. After the payment window pops up, Click to select the payment method, change the payment method to Ant Huabei, and enter the payment password to confirm the payment.
The operation process of using Huabei payment:
1. First, we need to purchase goods on "Taobao" or "Tmall" and select products that support Huabei payment.
2. After entering the payment interface, you can see the "Huabei" payment method, select "Huabei" payment, and click the "Next" button.
3. Enter the "Alipay payment password" and click the "Confirm Payment" button to overdraft Huabei to purchase the corresponding product.
4. Confirm receipt of the goods, just like normal payment. After confirmation, it will be in the hands of the seller.
5. Remember to repay the loan in time on the 10th of the following month. During this period, you only need to transfer the funds to Yu'e Bao. Of course, you can also transfer the funds directly to the "Huabei" account.
Ant Huabei is a consumer credit product launched by Ant Financial. After applying for activation, you will receive a consumption limit ranging from 500 to 50,000 yuan. When users are consuming, they can prepay Ant Huabei's credit and enjoy the shopping experience of "spend first, pay later". Can Taobao be paid with Huabei?
Taobao can be paid with Huabei. When paying on Taobao, the payment method will be displayed on the page. If there is Huabei, just click and select Huabei. Huabei is an overdraft credit The payment method is that Alipay will pay the amount for you. You can buy it in the current month and repay it in the next month. It is equivalent to a credit card.