how to apply for a hong kong credit card?

to apply for a credit card of a bank in Hong Kong, you need to hold a local bank card in Hong Kong for repayment. Usually, if you want to apply for a credit card from a bank, you need to apply for an ordinary bank card from that bank.

Different from the Mainland, when applying for a credit card in Hong Kong, the applicant must be between 23 and 48 years old, provide his second-generation ID card, and must hold a Hong Kong and Macao pass or passport. In Hong Kong, a receiving address is required, because banks need to send letters (such as monthly statements, statements, receipts and payments, etc.) to account holders.

using skills of unionpay credit card in hong kong

it is more cost-effective to swipe your card than to withdraw cash. when you swipe your card in hong kong, you don't have to pay any handling fee, but at present, the cardholder needs to pay a certain handling fee (the specific charging standard can be inquired with the issuing bank), so it is recommended that you pay the bill by swiping your card as much as possible when shopping.

Remind the cashier when checking out: "Please settle the account through UnionPay network"

In Hong Kong, the same merchant may have multiple acceptance networks, and the billing amount will be different if different networks are used. Comparatively speaking, it is more economical to use RMB cards. Therefore, when shopping by credit card, it is best to remind merchants: "Please settle through UnionPay network."

how can I apply for a hong kong bank card in mainland China?

In mainland China, you can go to the bank to apply for a Hong Kong bank card as long as you have the relevant documents ready.

The following documents are required to apply for a Hong Kong bank card:

1. Valid domestic identity documents: including resident identity cards (excluding temporary id card) or valid military identity documents.

2. Hong Kong and Macao Pass or Passport: The valid endorsement date is more than three months.

3. proof of address: refers to the documents that can prove the address received by the account applicant in the last three months, usually bills issued by some public institutions, such as water and electricity bills, gas bills and telephone bills; Bank credit card bill; A certificate issued by a financial or public institution with a business seal; It must be a mobile phone, and the customer's name, home/mailing address and date within three months should be listed in detail.

(If the address on the valid identity document is the current residence address of the account holder, this material may not be provided. )

Precautions for card handling:

1. Account opening failure:

Even if all the materials and certificates are brought, the application may not be successful, and there is a risk of account opening failure.

2. Transfer authority:

When you apply for a Hong Kong bank card, you must tell the counter to release the authority of third-party transfer and increase the transfer limit. Because most bank cards in Hong Kong have not opened these two functions by default, the opened bank cards still cannot be used. If you want to modify them, you have to go to the counter again.

3. Proof of address:

Some banks do not need proof of address when handling Hong Kong banks. You can consult clearly before handling them.

How to apply for a Hong Kong credit card

To apply for a Hong Kong credit card, you need to be at least 18 years old, have a stable source of income, and provide your ID card and related adjutant's auxiliary materials.

1. Processing conditions:

1. A citizen aged 18-65 with civil capacity.

2. Have a stable income and provide proof of income.

3. Personal credit information should be good, with no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation.

generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. To receive a card in the name of an individual, people from other places and overseas and officers in active service should present a temporary account issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit with guarantee conditions or a guarantor with a local account and working in the local area.

2. Information required for processing a credit card:

1. Identification documents;

2. Proof of work and income;

3. Proof of financial resources;

4. Educational background and professional title, professional qualification certificate, self-owned real estate license, self-owned automobile driving license and other auxiliary materials.

Third, the handling process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, a staff member will contact the door to collect information;

3. It takes about 7 to 1 working days for the banking system to review personal information and call back;

4. If it is approved, the credit card will be sent in about 1 working days.

Is it true that I have to send my own bank card to apply for a credit card in Hong Kong?

False, please don't believe it.

To apply for a Hong Kong credit card, you need to have a job in Hong Kong and provide your Hong Kong address.

At present, ordinary China mainland residents can't apply for credit cards in Hong Kong, unless you have assets in the name of Hong Kong, you can do so through assets and other information.

how to apply for a hong kong credit card

to apply for a hong kong credit card, you can apply for a credit card from HSBC. The processing requirements are as follows:

1. The main card applicant must be at least 18 years old, and the monthly salary for domestic residents should be RMB 4, or above, and the monthly salary for overseas residents should be RMB 1, or above;

2. Applicants for supplementary cards must be at least 16 years old.

The annual fee for the main card of HSBC Life Credit Card is RMB 3 yuan, which contains a number of exclusive rights. After the card is activated in the first year, the annual fee for the first year is exempted, and the annual fee for the next year is exempted after swiping the card for 6 times. Supplementary cards are free of annual fees. Each customer is limited to one set of HSBC China credit cards, and each main cardholder is limited to one set of supplementary cards.

Extended information:

If HSBC Life Credit Card is illegally occupied due to loss, theft or robbery, you can get the card loss protection service of up to RMB 1, within 48 hours before the official loss report.

If the HSBC Life Dollar Platinum Card is lost or stolen overseas, you only need to call the HSBC China Credit Card Service Hotline to get the required emergency assistance services, including:

1. Emergency card replacement

2. Emergency cash advance

These services are provided by MasterCard, which will take a series of measures for you to prevent the old card from being used by others, ensure the timely issuance of new cards, and arrange for you to be in the global 3.