I just received a Ping An Bank credit card, and I heard someone said it would charge 288 yuan? Can I customize the annual fee without selecting that benefit when activating it for the first time?

Different types of credit cards have different annual fee charging standards.

Ping An Bank’s production fee for creating your own credit card: 50 yuan/card, free for standard cards.

If there is no benefit customization, the annual fee will be waived for life. If you choose benefit customization, you will be charged an annual fee for benefit customization.

The annual fee for customized benefits: 288 yuan/year/item, which will be deducted from your credit card account in one go after the card is activated.

Currently there are 4 major rights and interests: points party, movie viewing group, delicious pie, and sports fanatic. You can select multiple card benefits or none.

For details, please call Ping An Credit Card customer service hotline 95511-2.

Is it illegal to return the credit card privately? Is it illegal to repay privately by credit card?

1, not illegal.

2. Helping others pay back their credit cards is essentially the same as

How to activate the construction bank card on the mobile phone

Identification standard of malicious overdraft of credit card

China Agricultural Bank forgot the password, how to get it back?

What are the conditions for ICBC's credit card to be free of annual fee?

Will the record be affected if the credit card is paid off in full but a few hundred dollars less?

Ping An Credit Card Manual Customer Service Phone?

What's the difference between credit card UnionPay and visa?

What is the interest income under the new standard?

Why does the bank keep calling you to ask for credit card installment?