The disadvantages of Jinsui Youyou World Credit Card are: high annual fee, high repayment requirement, high withdrawal fee, certain credit record and income proof.

1, high annual fee: The annual fee of Jinsui Youyou World Credit Card is higher than that of other credit cards, and it takes a certain amount of money to avoid the annual fee, which is not cost-effective for some people with low spending power.

2. High repayment requirements: Jinsui Youyou World Credit Card has high repayment requirements and needs to pay off all the consumption amount every month, which is not suitable for some people with low spending power.

3. High withdrawal fee: Jinsui Youyou World Credit Card has a high withdrawal fee, and it needs to pay 2% of the withdrawal amount as a handling fee, which is much higher than other credit cards.

4. Need to have certain credit records and income certificates: Jinsui Youyou World Credit Card application needs to have certain credit records and income certificates, which is not easy for some people with bad credit records or low income.