Hello
1. Introduction to Postal Savings Bank’s credit card limit
Postal Bank’s credit card limit is determined by multiple factors. The credit card limit is determined based on the information and credit status provided by the person when applying. This limit is the maximum limit that the cardholder can use for overdraft consumption and cash withdrawal. If you hold multiple credit cards issued by Postal Savings, the maximum credit limit of the credit cards held under the cardholder's name will be used as the credit limit, not the sum of the credit limits of the multiple credit cards.
Postal Bank credit card limit is usually related to your current monthly income, employment industry, occupation and credit report, assets, etc. If it is your first time to apply for a credit card, you have no loan history, and your current work hours are short and you are an ordinary employee, then your credit card limit will be relatively low. If you have applied for a credit card, have a good personal credit record, and can provide proof of assets, the credit card limit will be relatively higher. Ordinary white-collar credit card limits range from a few thousand yuan to tens of thousands of yuan. The first credit card limit is usually low. It is recommended that you insist on swiping the card after receiving the card, repay the credit card in full and on time, and maintain a good card usage record, which will help increase your credit card limit.
2. How to increase the credit limit of Postal Savings Bank credit card?
(1) Temporary limit increase
If you have large consumption needs in a short period of time , you can call the Postal Savings Credit Card customer service hotline 400-88-95580 to request a temporary limit increase. If you meet the conditions for a temporary limit increase of the Postal Savings Bank, the temporary limit adjustment can be achieved within 24 hours. The temporary limit is valid for 30 days. After expiration, the credit limit will be automatically restored to the original limit.
(2) Long-term credit limit increase
When you need to increase your credit limit in the long term, you can call the credit card customer service hotline 400-88-95580. Postal Savings Bank will calculate the credit limit according to the cardholder’s credit limit. The status and credit status of the company will promptly handle permanent adjustment requirements.
I hope you adopt it and wish you good luck