Reason:
1. Legal liability: According to the laws of our country, when the joint debts of husband and wife exist, the creditors have the right to recover the debts and can take enforcement measures if necessary.
2. Husband and wife joint property system: According to the provisions of China's marriage law, the property between husband and wife is generally regarded as the joint property of husband and wife, including the vehicle under the name of the spouse. Therefore, if the spouse's credit card debt is recovered, the creditor may seek to enforce the common property.
3. Enforcement procedure: Creditors can file a lawsuit through the court and apply to the court for enforcement after obtaining the judgment. Execution procedures may include seizure, seizure or auction of property, including vehicles under the name of the spouse.
Summary:
Credit card arrears may cause the vehicle under the spouse's name to be frozen. This is because in our country, husband and wife usually enjoy the common property system, and creditors can pursue the common property to pay off their debts. According to applicable laws and enforcement procedures, creditors have the right to take necessary measures to enforce their debts. Therefore, the property between husband and wife may be affected by the execution procedure.
Extended data:
In China, in the absence of other agreements, the system of joint property of husband and wife is applicable. According to this system, the property acquired by husband and wife during the marriage relationship is regarded as the joint property of husband and wife. However, if the husband-wife agreement stipulates otherwise, for example, the vehicle under the spouse's name is regarded as personal property through the prenuptial property agreement, the vehicle will usually not be affected by the enforcement of credit card arrears. Please note that different provinces and cities may have different specific provisions on the joint property system of husband and wife.