As we all know, the interest-free period of credit cards is very long, so many people use credit cards to relieve their financial pressure. Credit cards have different conditions in different banks. If they are rejected, we should find out why. What are the main reasons for the rejection of CCB's credit card? Let's have a look.

1, the card issuance is unqualified.

Many users did not read the application conditions carefully when they applied for the card. Many credit cards have application conditions, such as student card, female card, membership card or age limit, which will directly lead to the rejection of card application.

2. The bank score is not up to standard.

Banks use a scoring system to automatically score users. Only when the score specified by the bank is reached can the card be approved. If it is not reached, the card will be rejected. The user receives the notice that "the comprehensive score is insufficient and the card issuance is rejected", which refers to this score.

3. There are few application materials.

Applicants must pay attention to the authenticity and integrity of the application materials, which is an important basis for banks to approve cards. This information is especially important when applying for a credit card for the first time.

For example, if you have a house and a car, you can submit the approval documents such as the purchase contract and vehicle driving license. If there are only simple materials such as a copy of the ID card, the probability of passing is very small.

4. Have a bad credit record.

After receiving the credit card application, the bank will check the applicant's credit record through the credit information platform. If the credit record is good, the credit card is more likely to be approved.