How to use Ping An without a card or physical card? In order to meet the needs of young people aged 20-35 for quick card application, Ping An Bank has launched an electronic UnionPay single-currency credit card with no annual fee for life - without a card. Unlike other credit cards, this credit card does not issue physical cards. If the card is successfully applied for, the bank will send a set of text messages with the credit card number, security code, expiration date and other information. These are the keys to safe use without a card. Usually, people use credit cards for two aspects, one is for consumption and the other is for withdrawing cash. Ping An does not carry a card because it does not have a physical card, so the usage is different. 1. Consumption: Ping An's consumption without a card requires the help of third-party payment. Cardholders must enter the card number, validity period, and security code on WeChat, Alipay, and Union QuickPass APP to bind the card, and then scan the code. UnionPay mobile QuickPass and other methods support credit card payment scenarios online or offline. 2. Withdraw cash: Many electronic credit cards can also withdraw cash. Many bank ATMs now have cardless withdrawal functions, and you can withdraw cash by scanning the QR code through mobile banking. However, Ping An Bank has not yet opened the QR code cash withdrawal function, so Ping An does not support this method of cash withdrawal without a card for the time being. The above is the relevant introduction to "How to use Ping An without a card or physical card". I hope it will be helpful to everyone. In short, Ping An can be used without a card or a physical card, but it supports consumption and cannot withdraw cash without a card.