If the comprehensive score of credit card is insufficient, there may be many reasons. First of all, overdue repayment will have a great negative impact on the credit score. Secondly, the frequency of credit card use, credit limit and credit term will also affect the credit score. Moreover, applying for too many credit cards or online loans will also cause negative records and affect the credit score. Finally, the blacklist situation is also one of the reasons for the insufficient comprehensive score of credit cards.

If you want to know about personal credit, you can check it for free on "Xiaoqi Credit Information". On this platform, you can find important data and information, such as online black index score, blacklist, online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit estimated amount. With these data and information, we can understand the personal credit situation more clearly, avoid negative effects, and then improve the credit score.