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Don't all major domestic banks lend at the end of the year? Will there be loans after New Year's Day?
No, as long as you work in the non-holiday loan department for approval.

You can log on to the websites of major commercial banks or mobile phone clients to apply online, or you can call bank customer service.

Bank of China: Bank of China official website? Customer service hotline: 95566

China Agricultural Bank: China Agricultural Bank official website? Customer service hotline: 95599

China Industrial and Commercial Bank: China Industrial and Commercial Bank official website? Customer service hotline: 95588

China Construction Bank: China Construction Bank? Customer service hotline: 95533

Extended data:

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

References:

Baidu encyclopedia-bank loan