Hello, if it is a card, you need the funds in the card to withdraw money; If it is a credit card, you need to open the cash advance function to withdraw cash. You can call the credit card service hotline to verify your identity, press 3, and then press 3 to enter "transaction password setting and modification".

Borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: The handling fee is calculated according to 65,438+0% of each cash advance in domestic RMB, with a minimum charge of 65,438+00 yuan for each cash advance abroad (including Hong Kong, Macao and Taiwan) and a minimum charge of 30 yuan or US$ 3 for each cash advance. Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly. Compound interest, that is, the interest generated last month, should also be recalculated.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.