Answer: CCB Car Card is the first lifestyle concept credit card in China that specifically serves private car owners. China Construction Bank provides a series of high-quality value-added services to Longka car card customers. The annual fee for the CCB Auto Card is 200 yuan/year for the main card and 100 yuan/year for the supplementary card. If you make 3 purchases per bill per year, the annual fee for the next year will be waived. However, the Platinum Card cannot waive the annual fee due to its special benefits. For details, please call the China Construction Bank customer service hotline 95533.
Then the specific annual fee exemption method of CCB Long Card Credit Card is as follows?:
As one of the four major state-owned banks, although the application threshold for CCB Credit Card is relatively high, the high gold content also attracts Many cardholders apply. Because the product types are rich and there are different levels, the annual fee charging standards are also different.
According to different credit card levels, the annual fee exemption thresholds are as follows:
1) Regular card and gold card: if you spend 3 transactions of any amount with the card in each card year, you will be exempted from the annual fee for that year. fee;
2) Standard Platinum Card: If you make 18 purchases of any amount with the card in each card-holding year, the annual fee for that year will be waived;
If the above conditions are not met, the annual fee will be as follows It is collected within one card-holding year and will not be refunded after collection.
3) The annual fee for the CCB Long Card Auto Card is collected in advance on an annual basis and will not be refunded after collection. In other words, the annual fee for the CCB car card cannot be reduced or reduced by swiping the card and is charged rigidly.
Under normal circumstances, if the CCB Long Card credit card is not activated, there will be no annual fee, except for special products (such as high-end platinum cards). If it is a product that does not activate the card and still charges an annual fee, then this fee The system will debit the credit card account on the first billing date after the card is approved. Therefore, customers who apply for a high-end platinum card must cancel the card in time if they do not use it, otherwise failure to repay the annual fee on time will affect your credit.
In addition, CCB’s credit card repayment date is 20 days after the bill date. You can check the bill date and push back 20 days to the repayment date. At the same time, you can also check the due date of your credit card through the following methods:
1. Log in to personal online banking and query through the "Credit Card - My Card Package - Current Bill" menu.
2. Log in to mobile banking and query through the "Credit Card - Bill Details" menu.