Lending someone your credit card will usually lead to jail time. Our country stipulates that those who lend, rent, sell, or purchase bank accounts will have their personal account non-counter operations suspended within 5 years in accordance with the relevant account management system, and they will not be allowed to open new accounts within 3 years. At the same time, personal information will be transferred to Financial Credit Information basic database and released to the public. Individuals who knowingly commit telecommunications network fraud to others and provide credit card funds for payment and settlement accounts will be punished with the same crime.

Helping others pour money is actually helping others transfer illegal and criminal funds, renting and selling credit cards to others, which not only harms the actual interests of the credit card holders, but also after such credit card information flows into the illegal market, It may be used for money laundering, drug trafficking, collecting and transferring drug funds, and Internet fraud crimes. Stealing, buying, or illegally providing credit card information is enough to enable others to conduct transactions in the name of the credit card holder. If more than one credit card is involved, it constitutes a crime. If more than five credit cards are involved, you may be sentenced to more than three years in prison.

Legal basis: Article 177-1 of the Criminal Law of the People's Republic of China

The crime of obstructing credit card management falls under any of the following circumstances: , shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or shall be fined not less than 10,000 yuan but not more than 100,000 yuan; if the quantity is huge or there are other serious circumstances, the sentence shall be not less than three years but not more than 10 years of fixed-term imprisonment, and shall also be fined not less than 20,000 yuan. Fines of up to 200,000 yuan:

(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, Purchasing or providing others with forged credit cards or credit cards fraudulently obtained with false identification.

The crime of stealing, bribing, or illegally providing credit card information. Anyone who steals, bribes, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

If a staff member of a bank or other financial institution takes advantage of his position to commit the crime in Paragraph 2, he shall be severely punished.