1. First of all, if the bank card is a debit card, then it does not necessarily need to be canceled. When there is no money in the card, the bank card will enter sleep mode, and after a while, the system will automatically cancel the bank card. Card.

2. If you want to cancel the card, you can only go to the bank counter in person to cancel it. You need to take your ID card to the place where the account is opened to cancel it. Remember, you must go to the place where the account is opened. This cannot be done in another place.

3. If it is a credit card, because the credit card can be overdrafted, it is best to get it to the bank to cancel it for you if you no longer use it, and there is no interest on the money in the credit card.

Extended information

Go to any branch of the branch where the account belongs to handle the card replacement procedure with the password. Article 16 When the cardholder terminates the use of our debit card, he shall go through the card cancellation and account cancellation procedures in accordance with the relevant regulations of the Bank, and if he/she decides not to continue to use the debit card, he may report to the Bank If the Bank submits an application for card cancellation, the Bank will handle the card cancellation procedures. If the cardholder does not submit an application for card cancellation, it will be deemed that he agrees to these regulations.

The Bank provides card-using services to its cardholders legally and in accordance with the "Savings Management Regulations" promulgated by the State Council and the "Bank Card Business Management Measures" and "RMB Bank Settlement" formulated by the People's Bank of China. Divided into silver cards, gold cards, platinum cards and diamond cards; according to different information carriers, they are divided into magnetic stripe cards, chip (IC) cards, composite cards (magnetic stripe + chip) and mobile payment cards?