How fast is ICBC's credit card withdrawal

It depends.

ICBC's specific credit card withdrawal requirements are as follows:

1. Individuals who have not applied for withdrawal

Individuals who apply for withdrawal for the first time need to ensure normal use for at least half a year after getting off the card before they can apply for an increase in the fixed line. If you want to apply for a temporary credit line, you generally need to ensure that the credit card is used normally for more than three months before you can apply.

2. Individuals who apply for withdrawal again

Individuals who apply for withdrawal again must increase the fixed amount twice at least half a year, and no credit card is overdue within half a year. After half a year, they can apply for increasing the fixed amount again. After the general temporary limit expires, the cardholder can apply for a temporary limit again, with no interval limit.

which card is better for ICBC? Also look at several popular credit cards in the near future!

1. ICBC Military Soul Credit Card

This card is a single credit card, which belongs to the gold card level, and the application threshold is relatively low, but at least it must have a star rating of ICBC, otherwise it will be rejected.

This is a set of cards. There are five kinds of card faces, which are based on the advanced weapons and equipment of the army, navy, air force, rocket army and strategic support force respectively. The card faces look very handsome. In terms of credit card-related rights and interests, soldiers or their families can enjoy exclusive free cockpit upgrade, and in addition, cardholders can enjoy "love purchase".

2. ICBC WeHotel Credit Card

This card is one of the necessary credit cards for business travel and leisure travel, with two grades: gold card and platinum card. Cardholders can enjoy various preferential activities, such as opening a card to send a gift certificate to 32 yuan, monthly coupons, free V3 or V4 membership, 15% or 88% discount on reservation, and 9 nights free accommodation.

3. Industrial and Commercial Bank of China Huarun Tonglian Credit Card

This credit card is more suitable for family consumption, including general card, gold card, UnionPay platinum card and visa platinum card. In addition, cardholders who successfully apply for the card will also receive exclusive or exclusive members of China Resources Communication. Cardholders can accumulate members of China Resources Tong by swiping their cards, and can redeem CR Vanguard, Pacific Coffee and Vientiane City cash coupons from 399 points; Didi special car, KFC, McDonald's, Burger King, Haagen-Dazs cash coupons; Tencent Video, Mango TV, LeTV Video, Iqiyi, Youku Quarterly Member, etc. China Mobile and China Unicom traffic packets; IMAX traffic packets, etc.

how to quickly withdraw the credit card of ICBC?

As one of the four major state-owned banks, ICBC's credit card has always been one of the popular banks that many cardholders want to apply for, but the threshold for industrial and commercial application is not so easy, even if they get off the card, it is difficult to raise the amount. Many cardholders report that they have not raised the amount by using ICBC's credit card for several years, so today Xiao Qin will share with you the special skills of ICBC's credit card withdrawal, hoping to help you!

1. ICBC's banking preferences

1. Diversified consumption of credit card bills and reasonable large consumption;

2. The daily average monthly assets are high, and there are financial assets in ICBC (improve the star rating);

3. More credit cards, more consumption channels and more consumption modes;

4. Spend more in special merchants (applicable to all banks).

Second, diversified consumption

ICBC doesn't need too many skills in credit card swiping, as long as it spends more on credit card swiping, it is very helpful to increase the credit card amount. Regardless of the size or amount. If you spend money in a single merchant for a long time, it will be more difficult to raise the amount. ICBC does not pay much attention to the quality of merchants and has no special requirements for high-end merchants. As long as the number of swipes is high and the merchants are diversified, you can swipe at least 25 times a month to avoid swiping more than 6% of the credit card limit at one time.

Third, create a star rating

Card friends who are familiar with ICBC know that the star rating of ICBC is the standard scale of ICBC's credit line. The higher the star rating, the higher your credit card limit at ICBC. Although ICBC has reduced the influence of star rating on credit card limit, creating star rating is still a special method to quickly increase the credit card limit of ICBC; In the past, you could quickly reach the standard by swiping the star with a savings card, but now the card-breaking action directly makes this method unworkable. At present, the lowest cost and lowest threshold star building method is to create an effective flow of savings cards every month, which can quickly improve the star rating.

IV. Curve withdrawal

The curve two-card withdrawal method is suitable for every bank, and ICBC is no exception. Moreover, this method is also a special method to break through the inherent withdrawal cycle of every bank. As long as your first card is optimized according to the "card-raising skills" and directly curves a high-level international card or++single-currency card, you can easily withdraw the quota, and both cards can be created simultaneously, and each card can be realized.

5. Appropriate installment

The purpose of issuing credit cards by banks is to make money. Therefore, you can properly handle installment to earn fees for banks and increase the success rate of withdrawal. At the same time, proper installment will also help ease the repayment pressure of users and avoid the occurrence of bad behaviors such as overdue. However, everyone needs to pay attention to the fact that the installment should not be too frequent. Generally, it can be paid off in three months according to 5% of the quota.

Is it easy to increase the credit card limit of ICBC? What should I pay attention to?

glad to answer this question! Specially consulted the personnel of relevant institutions, and the conditions for upgrading the credit card limit of ICBC are as follows:

1. To upgrade the credit card limit of ICBC, users need to activate it for more than half a year (18 days or six bills), and cardholders of ICBC credit cards can apply to the credit card center for an amount increase.

2. For the first withdrawal, you need to use the card for more than half a year, and it is normally used (generally, the average monthly consumption is required to be 3%/ or more of the limit), and there is no bad record in the last 6 months. Peony credit card has a fixed amount, and no adjustment service is provided.

3. The repayment credit status with no bad record within six months is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the limit can be increased depends on the cardholder's average monthly consumption amount and consumption type.

ICBC can only apply again three months after the credit card limit is increased. The maximum amount of each withdrawal is 1% of the original amount. High-quality customers with excellent consumption conditions also have successful examples of withdrawing money after using the card for 3 months.

ICBC credit card limit promotion method:

1. In daily life and work, try to swipe your card without using cash, such as going to shopping malls, supermarkets and online shopping. Brush your credit card more, and the bank will naturally help the card owner to increase the quota when it sees that the card owner has enough desire to spend;

2. You should have a good credit record. Therefore, every time you use a credit card, you should pay back the money consumed by the credit card within the specified repayment period. If you really can't afford it, you can choose to pay by installments.

I hope the above contents can help you.

Hello, I have worked in a bank for many years. Here are some answers to your questions, hoping to help you.

ICBC's credit card application threshold is not only high, but also it is not so easy to withdraw the amount. Brushing stars is a method. The higher the star rating, the better. Let's take a look at other methods.

1. Credit card withdrawal

All banks are the same. Shopping, eating, supermarkets and KTV in any shopping mall can be swiped whenever possible, with more than 2 transactions per month, and 6-8% of the quota is used for each bill, and three bills are adhered to;

2. bill installment

don't take the initiative to installment. when you have made several bills, ICBC invites you to installment or have activities, you can participate in installment. The suggestion is to divide it into 3-6 periods within 1w;

3. Credit card++repayment withdrawal method

A credit card is a dual-currency card. First, you deposit $1 into the card, and then you call the customer service to apply for withdrawal. The reason is to go abroad and apply for an increase in the US dollar limit, and at the same time, the RMB limit is also applied for an increase accordingly.

US dollars can be directly deposited into ICBC's online banking. Click on the credit card and then click on the repayment. The currency is-US dollars. Then, you can choose to purchase foreign exchange for repayment, and enter 1 US dollars. You can turn the money from the savings card into US dollars in the dual-currency card. The more US dollars you deposit, the greater the probability of success. After mentioning the limit, brush out or exchange the US dollars.

4. Precious metal withdrawal method

ICBC's online banking uses a savings card for precious metal transactions, deposits about 2, precious metal transactions, and calls for an increase in the fixed amount after buying paper gold for three days on the grounds of large consumption or decoration materials.

5. pledge withdrawal method

there is a saying in the bank called "net assets in the bank". The net assets in the bank are independent of the liabilities of other banks, so it is entirely possible to misappropriate funds from other banks for temporary asset stacking.

The following are the essentials of pledge withdrawal:

(1) Withdraw 1, yuan from other banks' credit cards (preferably self-owned funds) and deposit it in ICBC savings card account.

(2) Open a wealth management account, and buy 1 wealth management product of ICBC (the appropriate time is about half a year, at least 3 months)

(3) After the wealth management purchase is successful, you can apply for a new capital loan with this wealth management pledge.

finally, I wish you an early withdrawal.

ICBC's credit card withdrawal takes more time to accumulate, so it is relatively easy to do it well. The following are the withdrawal methods listed by the author and the points that need attention:

1. The basic methods to improve the service star and contribution star are scouring, that is, saving several times more fixed amount for continuous consumption, preferably trading with points.

2. recharge++more, and then call ICBC directly. It can be said that you want to travel abroad, but the quota is not enough, and you want to apply for a withdrawal.

3. Submit more proof of property, such as house property and car production.

4. Apply for a savings card at ICBC, and deposit more money in it. The more you deposit, the better. It is best to choose an ICBC card for your salary card. The salary is better than 5,, and the punching time is better than 4 months. The amount is remarkable.

5. It is the industrial and commercial mortgage. It is suggested that you put the mortgage in ICBC as far as possible when you are financing, and pay it back for half a year. It is best to apply for a credit card at ICBC outlets after one year, with a limit of at least 1,, and then it will not be too low to apply for credit cards from other banks with a card, at least 5,.

6. Only when there is frequency can you apply for a credit card, and spend more time online, shopping, eating, etc., all of which are paid by credit card. It is best to use up the credit card, so that you can apply for a credit after brushing for a while. It can be said that your consumption level is high and the credit limit is not enough.

7. Pay by installment. No matter what you buy, you can choose to pay by installment, but the installment should not be too long. The longer the installment is used up, the higher the handling fee will be. Don't be overdue when you repay.

8. Apply for more loans from ICBC, maintain a good credit, and apply for withdrawal from ICBC after the credit card has accumulated a good repayment record, which has a great success rate.

I hope the above methods can help you. It is essential to use more and spend more if you want to increase the credit card limit quickly. Although increasing the credit card limit does not have much effect in the short term, it may be helpful when a large amount of++++is needed in the future.

ICBC has the largest customer base. Although it paid a lot, it was really raised, which was quite cost-effective in the whole financing process. It's best for ICBC's credit card not to be overdue. If it takes more than one day, the credit will be collected. ICBC doesn't joke with you, unlike other banks, which give you a tolerance. Therefore, you must play with ICBC and abide by the rules of credit, otherwise you will regret it.

Hello, I'm glad to answer this question. I'm Mars, focusing on finance and sharing knowledge with cards.

Recently, the industrial and commercial credit card limit of Mars has increased from 3, to 9,, which has tripled once;

The subject's question, Mars' point of view is that it is still easy for ICBC to withdraw credit cards now, compared with before;

In the past, ICBC was regarded as an aunt in everyone's eyes, and the credit card it handled was also a food card, and it was difficult to get the card, and the amount was small. However, according to the actual experience of using the card on Mars, as long as the card is used correctly, there is still room for the amount to be improved. Mars opened the card in 217, with an initial amount of 1,. In 218, it was manually applied for a withdrawal, which rose to 3,.

Mars didn't have any deposits in ICBC. Since double 11 last year, ICBC has also held a large-scale withdrawal activity, and the intensity is relatively strong. When June 18th came, ICBC's large-scale withdrawal activity came again. Mars was very lucky and was favored this time. Recently, many small partners received it. Forward this letter to 95588 before June 14th, up to 1,, and agree to authorize our bank to inquire about your credit information through the basic database of financial credit information for withdrawal. Your credit card limit with the last name of XXXX will be tripled to a maximum of 1, (only for invited customers), which will be subject to our approval.

Mars is lucky to have received it these days, and it also received the short message of withdrawal two days after receiving it.

Therefore, Mars believes that if you have an ICBC credit card, it is not a problem to wait patiently, and the aunt is not that aunt. Of course, the following three simple points should be done well:

1. Repayment on time,

2. Good consumption habits;

3. Don't set the blank;

To make these three simple points, I think the ICBC card is still worth having at present, and there are more and more activities in ICBC at present.

I want to share my actual card use with the topic owner, hoping to help you, and finally wish you a happy life!

I used to have an ICBC credit card with a credit limit of 1, yuan. How many years have passed since I started it, and it hasn't increased by a cent. What's more, my debit card is still a type of user, and my usual business is ICBC card. When I get angry, it disappears.

Hello, I am a small card payer. I have been playing cards professionally for eight years, and the total credit granted by four credit cards is 1.16 million yuan.

It's easy to see people with three no's in commercial banks holding cards with a limit of 3, yuan

But you won't see people with three no's holding cards with a limit of more than 1, yuan, except those who rely on the provident fund. They have a provident fund and pay a higher proportion than the average person, which is already an advantage. Let's take a look at the actual effects of these gestures:

Brush the star to raise the amount: it's not the star you can see when you log in to the industrial and commercial APP, but it's meaningless to have a card under the service star. The star we want to check at the outlet is the contribution star. The score of this star is accumulated by the points generated by credit card swiping, trading precious metals in industry and commerce, buying wealth management products, etc. In the past, it was all won by brushing step by step, but now it's of little significance, with double 7 stars.

Credit card withdrawal: The number of invitations for credit card withdrawal has become active since 19 years. There is an invitation for credit card withdrawal every three months. According to the prompt, it is three times as high as the maximum limit of 1,, but many of them are directly raised from 2, to 1,. This process is too++.

Withdrawal of provident fund: This is a BUG in industry and commerce. As long as your bilateral payment of provident fund is high, your ICBC will withdraw the amount after submitting the information, and the amount of the loan is consistent with the available credit card, so it is an indirect withdrawal, but there are many sequelae. Because your industrial and commercial assets are too low and your credit card usage is too small, you will be reduced to a lot of less than 1 thousand after raising more than 2 thousand by this.

in addition to the above three common methods of withdrawal for industry and commerce, there is no withdrawal by installment for industry and commerce, and there is no withdrawal by mail. You can just smash the wealth management book of the industrialist at the outlet, but other banks will not recognize it, and the RV will not recognize it.

Summary: It's relatively easy for industry and commerce to raise the amount in the last two years. All the people without assets can basically raise the amount to 1,, which is even crazier than the previous Agricultural Bank of China.