This means that if there is excess repayment in the credit card
For example, the limit is 5,000, but you repay 100 yuan more when repaying, then the account will have a consumption limit of 5,100 yuan
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100 yuan is considered a deposit, but if you use a credit card to withdraw money, even if it is the extra money you deposit, a handling fee will be deducted. A handling fee of 5 yuan will be charged for each transaction of 5/1000 yuan.