Required conditions for applying for a Bank of Communications principal credit card

The applicant must be between 18 and 60 years old (for Youth Card, between 18 and 35 years old), and must have full civil conduct Chinese citizens with ability, legal and stable income and good personal credit, foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China.

1. New card application

Customers who have never had a Bank of Communications main credit card or whose card has been canceled for more than half a year must provide a valid personal identity document, work certificate, residence certificate, and income certificate Or proof of financial resources, etc.

2. Apply for an additional card

Customers who already hold a Bank of Communications main credit card and have good card usage records can only provide proof of identity. If there is new proof of financial resources, etc., it can also be provided.

3. Apply with a credit card

If you hold a main credit card from another bank and have used the card for more than half a year, with good consumption and repayment records during the period, you need to provide your valid identity document. , Proof of holding a credit card, other proof of financial resources, etc. Extended information

Customers only need to submit an application on the "e-card application" terminal specially customized by Bank of Communications, and the approval will be completed immediately on site. The processing rate is 81% within 30 seconds, and the processing rate reaches 99% within 3 minutes. After verifying the card, use your mobile phone to log in to the "Pay the Bill" APP. The card can be used after 2-step activation. All services involving credit cards, such as checking accounts, repayments, etc., can be solved on the "Pay the Bill" APP.

When cardholders open the card, they can bind various mobile payments such as ApplePay and UnionPay QuickPass, and enable QR code scanning payment, so that they can use their mobile phones to make purchases at various online and offline merchants. Customers can also enjoy all-scenario preferential services such as Bank of Communications' "Redtest Friday" supermarket refueling and "Pay the Bill" APP online mall, living payment, catering merchants, movie ticket purchasing, and mobile phone recharge.

Bank of Communications official website-credit card processing