How much is the annual fee for Ping An’s standard credit card? How to avoid it?
As one of Ping An Bank’s classic credit cards, Ping An Standard Credit Card has always been deeply loved by people. Regarding this credit card, people are very concerned about its related information. For example, how much is the annual fee for Ping An’s standard credit card? What is the annual fee policy, etc.? Today I will introduce to you its annual fee.
Ping An’s standard credit card has three versions: UnionPay version, MasterCard version and JCB version, and two levels: regular card and gold card. Different levels have different annual fees.
1. Regular Card
The annual fee for the regular card of this credit card is RMB 100 per year for the main card and RMB 50 per year for the supplementary card.
2. Gold Card
The annual fee for the Gold Card of this credit card is RMB 300 per year for the main card and RMB 150 per year for the supplementary card.
The above is the annual fee collection of this credit card. So, what is the annual fee policy of this credit card? How can I waive the annual fee?
The regular and gold cards of this credit card directly waive the annual fee for the first year. If you want to continue to waive the annual fee for the following year, you need to swipe the card within one year from the card verification date. Spend 6 times or more, but there is no limit on the amount and form of consumption.
Because Ping An’s standard credit card only has two levels: regular card and gold card, its annual fee is not high, which is not a problem for many people and there will be no annual fee burden.
I think the annual fee of Ping An Standard Credit Card is very reasonable, and its annual fee policy is also very good. This credit card directly waives the annual fee for the first year, and the annual fee for the following year can also be waived by swiping the card to meet the consumption standards. It must be easy for everyone to swipe the card 6 times a year.
How about Ping An Credit Card?
There are advantages and disadvantages. It depends on individual needs and the one that suits you is the best.
Advantages and disadvantages of Ping An Bank credit cards:
1. Benefits: Most cards come with insurance, and the market value of the insurance included is much cheaper than the annual fee of the card. Ping An has strict controls and activities. Much, actually very good when it comes to customers. Flexible quota, full protection of consumption losses 72 hours before reporting loss, etc.
2. Disadvantages: Ping An has few outlets, expensive annual fees, troublesome repayments, troublesome cancellation, etc. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and they were renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many special functions, providing cardholders with
The most frequently applied card types are as follows:
1. Elite Platinum Card: Annual fee: 600 yuan for the main card and 480 yuan for the supplementary card. Starting from November 16, 2017, the first-year annual fee will be reduced if you spend 8,800 yuan or more on the core card within 3 calendar months (the same for the main and additional cards). The annual fee policy for the next year will be waived if you spend RMB 120,000 on the main card (RMB 100,000 on the additional card).
The benefits are as follows:
a. A fixed compensation of RMB 800 per time for a 2-hour flight delay
b. RMB 66 for domestic airport pick-up service
< p>c. 10 million global comprehensive traffic accident insuranced. 400,000 vehicle occupant accident insurance
2. Car owner’s card: Annual fee: Ping An Bank car owner credit card, annual fee is 200 yuan /year, if the consumption reaches 30,000 yuan in the first year, the annual fee for the next year will be waived, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.
The benefits are as follows:
a. Accident insurance for all vehicle occupants up to RMB 1.1 million
b. Roadside assistance within 30 kilometers
c. Refueling 12% off
3. Standard card annual fee: Gold card 300 yuan/year; regular card 100 yuan/year; supplementary card 150 yuan/year; regular supplementary card 50 yuan/year. There is no annual fee for the main card in the first year. If you swipe the card 6 times a year, regardless of the amount, the annual fee for the following year will be automatically reduced, and so on; the supplementary card is free of annual fees.
The benefits are as follows:
a. From the day after the first purchase, you can receive high-value comprehensive traffic accident insurance every year
b..The day after the first purchase Principal cardholders can receive high-value gas user accident protection every year
Ping An Bank is an important member of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China.
As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou. .
How about Ping An Bank’s credit card?
Ping An Bank’s credit card is pretty good. It not only has a good credit limit, but also has many practical benefits for different card types. Ping An Bank also has many cooperative credit card merchants and launches some preferential activities from time to time. Of course, Ping An Bank has a wide distribution of outlets and convenient repayment methods.
There are certain age requirements for applying for a Ping An Bank credit card. To apply for a Ping An Bank credit card, you must be over 18 years old and under 60 years old. If you are an overseas person applying for a Ping An Bank credit card, you need to meet the age requirement of 25 to 60 years old. If the applicant does not meet the application age for Ping An Bank credit card, he cannot apply for Ping An Bank credit card.
Ping An Bank credit card application requirements:
1. Applicants must meet certain age requirements. Applicants need to be Chinese citizens over 18 years old and under 60 years old, or over 25 years old. Foreigners under 60 years old.
2. The applicant needs to be a natural person holding a valid identity document and having full capacity for civil conduct.
3. If you want to apply for a Ping An Bank credit card, a good personal credit report is one of the necessary conditions. Applicants must have good personal credit before applying for a Ping An Bank credit card. Personal credit has a certain impact on bank-related business.
4. A stable job and legal income are also one of the conditions for applying for a Ping An Bank credit card. The bank must ensure that the applicant has the ability to repay the credit card balance.
5. Applicants need to have certain financial conditions and provide some asset certificates to the bank. The stronger the personal assets provided, the higher the approval rate for applying for a Ping An Bank credit card.
This concludes the introduction of Ping An Standard Credit Card and Ping An Bank of China’s credit card. Have you found the information you need?