If your boyfriend has the ability to repay, it doesn’t matter if he owes more than 100,000 to his credit card and can repay it in full and on time! If you don't have the ability to repay the loan and it's overdue, it will be very troublesome. First of all, according to the country's latest laws and regulations, you will be held criminally responsible if the principal exceeds 50,000. Even if it’s not that much, if your boyfriend fails to repay the loan in time, your credit score will be bad, which will affect both of you!