many people want to open a loan, but they just haven't opened it, and some have opened a very small amount, only a few thousand dollars! Recently, a friend of mine told me his secret of borrowing money to grow up. My friend lives in a foreigner in Yunnan and is a middle school teacher. He has little savings, no car, no house and no extra assets.
However, a total of 2, credits directly blinded me! Then how did he get the quota of 2 thousand in one year?
1. Always shop online through Alipay
That is to say, you should always shop on Taobao Tmall. You can pay directly with Alipay when shopping on Tmall Taobao. You often buy daily necessities on it, and keep more than 2 purchases every month. The delivery address and telephone number must be stable!
Second, close the loan at any time.
Many people know that the founders of Alibaba and Alipay are both Ma Yun, Alipay engaged in ant loan, and Alibaba went online to borrow loan. The two are inextricably linked, and the quota can be enjoyed by * * *. Even today's headlines have introduced it. See the picture below for details!
Third, interact with friends in Alipay
Alipay address book can show how your circle of friends is. If your friends in Alipay are local tyrants with good credit, then Alipay will also consider you a rich man, and naturally feel free to give you more money, because you have more reliable repayment ability.
Fourth, I usually use Alipay to pay
I often use the life services in Alipay, such as Taobao movies, mobile phone recharge, provident fund inquiry in city services, water and electricity payment, word-of-mouth takeaway and other convenient and quick functions. Regular use, every month when the sesame credit score is updated on the 6th, you can see a slight increase in your sesame score!
5. Set the balance to be automatically transferred to Yu 'ebao
No matter how much money you have, you can transfer it to Yu 'ebao, which can win the favor of Alipay! Moreover, Yu 'ebao can also make some profits and withdraw cash for free. Why not?
VI. Frequent use of flower buds
Flower buds are similar to credit cards. Anyone who has used credit cards knows that frequent use of flower buds can increase the amount. Similarly, frequent use of flower buds can not only increase the amount of money, but also increase your amount of money after Alipay judges that you have capital needs and your credit is good! But whether you spend money or borrow it, don't be overdue!
Then I believe that many users who haven't opened the debit card basically meet the above conditions, so why is there still no debit card quota?
Then let's talk about several reasons:
One reason that Alipay is not used widely is understood by everyone, because borrowing is not fully open, and your use of Alipay is not high, which is definitely not enough to buy any wealth management or deposit in Alipay, which everyone cannot understand.
most people like to say that I am qualified. why don't you give me a cloud? Or why do I need a loan when I have savings? But have you thought about it? You can't make Alipay profitable. How can Alipay give you a quota?
most people will say that Alipay has a personal credit information system, which has nothing to do with the central bank. As a payment tool, Alipay's business must be authorized by the central bank. You think it would be naive for Alipay not to use your credit report as a reference condition.
Many people wonder why I use Alipay for shopping. Alipay, as a third-party payment tool, is intended to pay for Taobao Tmall. Although offline has been opened now, it is still a very important reference condition. Speaking of this, you are naive to think that it can be opened as long as the basic conditions are met.
Let's share some tips on how to open it
1. Use offline payment more
Alipay is developing offline payment in full swing, which is a good condition. Besides, offline payment is basically perfect now, and ordinary shops have Alipay payment, so use it more.
2. Use Flying Pig, Taobao Film, etc.
Use Flying Pig (formerly Ali Travel), Taobao Film, etc. to buy tickets. Flying Pig is a comprehensive travel service platform under Alibaba, and Taobao Film was originally launched by Alibaba Pictures as Taobao Movie. Alipay uses big data, which can also be used as a reference.
3. Shopping transaction data
This is very important for big data and reflects your spending power. Your spending power is a very important data.
4. Buy the wealth management products in Alipay
This is an important basis for your property evaluation. Personally, I suggest that you deposit no less than 1, yuan before opening.
5. AliPay-style socialization
Add friends around you to form your circle of friends, and it is best to add more friends with good credit. This is a very important evaluation data. It is very simple to learn to use Alipay better, to be credit, active and open a loan.
Finally, I'd like to remind you that some compulsory opening of the network is a liar, and Alipay can only be opened if it pays more attention to the details in use. I wish everyone a high quota.