1. If you don’t have a credit card, which APP has a larger loan limit and a higher approval rate
I don’t understand==!
2. Which loan platforms have high quotas and are easy to pass
Recommended online loan applications: Ant Borrowing, MYBank, Weilidai, JD Gold Bar, Xiaomi Loan, Ping An Xiaochenghua, Have money to spend. 1. I believe everyone already knows about Ant Jiebei Jiebei. Jiebei is a credit service brand under Alipay. The maximum amount of Jiebei is 300,000, and the daily loan interest rate is 0.015%-0.06%. The activation of Jiebei is by invitation only. You can only open Jiebei after receiving the invitation. The conditions for activation are 600 Zhima points and Alipay real-name system. Zhima Score mainly conducts comprehensive scoring based on the user's identity information, credit situation, personal connections, repayment ability, etc. If there is a need, we recommend Du Xiaoman Finance, which is a subsidiary of the original Baidu Finance. The company is registered with the Chongqing Industry and Commerce Bureau, operates under a formal license, and cooperates with licensed financial institutions such as formal banks and consumer finance companies to provide services. The interest and fees are open and transparent, without any hidden charges. The lowest daily interest rate starts at 0.02%, and the annualized interest rate starts at 7.2%. The maximum amount is 200,000, and the account can be credited in the fastest 3 minutes. The actual interest rate is determined by the system based on the user's comprehensive situation and is differentiated. Pricing. Du Xiaoman - Youqianhua (second batch) click to measure the amount online. In order to provide better services, Youqianhua borrowing funds mainly come from licensed financial institutions such as formal banks, companies, and consumer finance companies, such as Agricultural Bank of China and Postal Savings Bank, China Everbright Bank, China Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance, Bank of China Consumer Finance, etc. 2. Online Banking, Alipay and Online Banking still serve small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as that of previous borrowing. The maximum loan amount is 10,000 yuan. The expected annualized interest rate on the loan date is 0.05%. The loan period is 12 months and the equal principal repayment method is adopted. 3. Weilidai Weilidai is an Internet loan product launched by Tencent WeBank. The loan interest is calculated on a daily basis, and the daily loan interest rate is 0.02%~0.05%. Weilidai, like Jiebei, adopts an invitation-based activation method. Users can only activate Jiebei after receiving an invitation from Weilidai. Users can check whether Weilidai is available in their mobile QQ wallet or WeChat Jiugongge. .
3. New working capital loan limit = amount of working capital - borrower's own funds - existing working capital loan - working capital provided by other channels
In addition to all loans Other non-main business funds include cash obtained from corporate capital operations, financing and securities lending, new capital injections from shareholders, loan recovery, investment income, policy appropriations, leasing income, etc. In the company's operating activities, any non-main business capital income can be recorded into the working capital provided by other channels.