Can I apply for installment payment on JD Baitiao? Here's what you need to do when applying for installments

When we purchase higher-value goods, we will consider whether to apply for installments, which can reduce the financial pressure of sudden expenditures. Today, I would like to introduce to you the relevant content of JD Baitiao installment for your reference.

Can I apply for installment payment on JD Baitiao?

You can apply for installment for Jingdong Baitiao. There are two main aspects. One is to choose installment directly when purchasing, and the other is to apply for installment during the interest-free period after the bill comes out.

What is the installment rate of Jingdong Baitiao?

Jingdong Baitiao’s installment rates are monthly, 6-month, and 12-month installment services. The corresponding rates are , 3, and 6 respectively.

How to apply for installment payment on Jingdong Baitiao?

1. After logging in to your personal JD.com account, find the issued bill and click on the bill installment;

2. Your available installment amount and installment service rate will be displayed here. The installment amount can be customized and modified, with a minimum of 100 yuan;

3. You can expand the waiting discount section to view your available discounts, check it and enter the JD payment password to confirm the installment.

In fact, Jingdong installment is quite cost-effective. Compared with other credit card installments, the rate is much lower, but the places where Jingdong Baitiao can be consumed are limited. Of course,

you can quickly and safely apply for all types of credit cards.

How to pay in installments on Jingdong Mall?

Instalment payment on Jingdong Mall needs to be paid with Jingdong Baitiao, and then select the number of installments. The specific steps are as follows:

1. Search for the mobile phone you want to buy on the Jingdong mobile APP , here we take Meizu mobile phone as an example.

2. Select the mobile phone you want to buy from the search results.

3. After selecting the delivery address on the order page, click Submit Order.

4. Select the payment method as IOU and click Combined Payment. If the IOU amount is sufficient, you can pay directly.

5. It is best to select the number of installments you want and then click Pay. Note: This is because the IOU balance is insufficient, so combined payment is required.

Can I pay in installments on Jingdong Mall?

Question 1: How to use installment payment on Jingdong Mall? You must have a credit card for installment plan. Currently, it seems that only Bank of China is supported. There is no risk for you, but there is a risk for the bank. As long as it is a product that supports installment, it will be fine. After you buy it, the bank will transfer the money to the merchant's account, the merchant will ship the goods to you, and then the bank will deduct the corresponding amount from your credit card every month

Question 2 : Can I pay in installments on Jingdong Mall? What are the requirements for applying for a IOU? After logging in, click My Orders and scroll down on the left to see my white slip. If you go in and take a look, you will know that there is no need to apply. The JD system will give you a quota based on your consumption (not just the total consumption)

Question 3: How to pay in installments on Jingdong Mall? Not all neon products can be paid in installments. If you can pay in installments, there will be a wizard to guide the operation. Just read the instructions on the webpage carefully

Question 4: Can Jingdong Mall pay in installments? It is only possible with a credit card. It is supported. There are not many banks in China, and none of them are among the five major state-owned banks. . . CITIC, Everbright, Minsheng, etc.

Question 5: Does JD.com support credit card installment payment? Online installments with some bank credit cards are supported. For others, you can call the bank where your credit card is located for installments

Question 6: Do all products on JD.com support installment payments? Not necessarily. This is displayed on the right side of the main image on the product details page. If it is not displayed, it is not supported.

Question 7: Can I pay in installments when buying something on JD.com? How does it work? Of course it can be done in installments. There are two ways:

1. Click the installment payment box directly during shopping settlement and select a bank; 2. Use a credit card to make the full purchase, and then directly apply for bill installment.

The installment support rates provided by different card issuers on JD.com are different, which will cause the actual expenditure of the purchased goods to be greater than the listed price. It is recommended to perform staging operations after comparison.

Question 8: How to check whether the goods can be paid in installments on Jingdong Mall 1. All Jingdong’s self-operated items with a price of more than 300 yuan can be paid in installments. China Merchants Bank, Everbright Bank, and Minsheng Bank are supported online. installment. When you pay, you will see that the payment method includes installment payment.

2. You can also swipe your credit card when the goods arrive. No matter which bank, call the bank’s credit card number 400 two days after swiping the card and ask for installment.

Question 9: Which banks does JD.com support installment payment? JD.com currently supports direct transaction installment payment from China Merchants Bank, China Minsheng Bank, and China Everbright Bank. For other bank credit cards, you can apply for installment business through the bank's credit card customer service after transaction.

Question 10: How to make installment payment on JD.com Hello! For installment payment in Jingdong Mall, you can choose Jingdong Baitiao installment payment and credit card installment payment. Baitiao installment payment means that if you have JD Baitiao, you can choose to pay in installments after placing the order; credit card installment payment means that after you place the order and settle the bill, you can choose to pay in installments when the bill from the card issuing bank comes out.

How to use credit card installment on Jingdong

You can open Jingdong APP to perform installment payment.

To use credit card installment directly on JD.com, you can follow the following steps:

1) Open the JD.com official mall, and then log in to the JD.com mall. Select the product you want to purchase on the JD.com website and click to enter the product details page. Some products will support installment payment.

2) Click the "Instalment Payment" button next to the purchase button. In the pop-up dialog box, you can see that JD.com supports the installment payment buttons of China Merchants Bank, Everbright Bank, and Minsheng Bank. Click the "Add to Cart" button to start placing your order.

3) Click the "Go to Shopping Cart Checkout" button on the new page, and then click the "Go to Checkout" button. On the check order information page, you can choose to pay in installments. On the right side of "Payment and Delivery Methods" Click "Edit" on the side.

4) Check the "Instalment Payment" radio button button, then click the "Save Payment and Delivery Method" button, and finally click the "Submit Order" button, then select the payment bank card and click "Next " button.

5) Select the number of installments, then click the "Confirm Payment" button, and complete the installment payment operation of the selected bank in the new page that pops up.

Card-based installment payment banks supported by JD.com: If you choose direct transaction installment, cardholders can only choose credit cards from three banks: China Merchants Bank, China Everbright Bank, and China Minsheng Bank. If not, if you want to use another bank's credit card, you can apply for installment business through the bank's credit card customer service after the transaction.

1. JD.com’s business philosophy: Internationalization brings competition to the globalization, and China’s e-commerce field is undergoing rapid changes. JD.com, as the first flagship enterprise to bear the brunt, will inevitably face more intense and even fierce business competition. . In the face of increasingly fierce market competition, JD.com always warns itself: We must not only strengthen close cooperation with strategic partners, but also cooperate with our opponents on the basis of full competition. Jingdong understands cooperation as cooperation that maximizes win-win development and cooperation that is joint and complementary. The "competition, cooperation, and win-win" brought about by cooperation is Jingdong's eternal philosophy in seeking development.

Operating environment:

Mobile phone model: ELS-AN002.0.0.212

JD: 10.3.0

How to pay in installments on JD.com Get it (understand the rules and operating procedures in one article)

Now that installment payment has been used as a commercial transaction method, how can JD.com pay in installments? It is generally believed that installment payment is the total amount of money that the buyer will pay. The price is paid to the seller in batches according to a certain period of time. But what you need to know is that because installment payment carries interest, the total amount of installment payment will generally be higher than the one-time payment. So next, I will show you how to pay in installments on Jingdong Mall.

First open the JD.com official mall, then log in to the JD.com mall, select the product you want to buy on the JD.com website, click to enter the product details page, some products will support installment payment, click "Instalment payment" next to the purchase button "Pay" button;

A small window will pop up at this time. The table states the three credit card installments supported by Jingdong Mall. Select "Apply for Credit Card Installment Payment" to know how Jingdong Mall pays in installments, and then Confirm the order installment information and click "Apply for Installment Payment";

Confirm the installment payment information and choose whether to pay off in 3, 6 or 12 installments. According to your actual income, select "Save Installment" Information";

Submit the order information, which lists the interest that needs to be repaid in installments. The smaller the installment, the less the interest. You have to pay attention to the interest issue when it comes to how Jingdong Mall pays in installments; after the order is submitted , confirm the installment information.

This is an introduction to the installment payment process on Jingdong Mall. It should be noted that installment payment on Jingdong Mall requires manual telephone consultation for installment information. In addition, there are many things you need to pay attention to about installment payments.

What should you pay attention to when making installment payments?

Remember the monthly repayment date clearly to avoid liquidated damages or bad credit record due to late repayment. Regardless of how Jingdong Mall pays in installments, or anything else, the most important thing is to remember to repay the bank on time. Paying in installments with a credit card means that the bank first helps the cardholder advance the consumption amount, and the cardholder then repays the money in monthly installments. to the bank. If repayments are not made on time, overdue interest will be charged and their credit rating will be affected.

Consume within your ability. Using a credit card to pay in installments and consume in advance can easily lead to excessive consumption. Therefore, before using this business, cardholders should carefully weigh whether they really need to purchase a certain product, and do not blindly expand consumption expenditures. Installment payment is not a free purchase. The prepaid consumption will have to be paid back sooner or later, and you need to consume according to your ability.

Before taking out an installment loan, you must read the contract carefully, especially the interest and default clauses. To know how to pay in installments on Jingdong Mall, you must know how much interest or liquidated damages you have to pay according to the contract, so if you don't read clearly, it will be too late to regret after taking out the loan.

The installment fee is often directly related to the number of phases, so you should choose the most appropriate number of phases according to your own circumstances. Generally speaking, the smaller the installment, the lower the interest. Therefore, depending on your personal situation, if you can afford to pay it off earlier, you can choose to reduce the interest in shorter installments.

You must clearly understand the conditions for early repayment and understand the collection and calculation of fees in advance. Many cardholders are worried about how to pay in installments on Jingdong Mall. If they choose to pay in installments and repay in advance, how will the handling fee be calculated? It is understood that if the cardholder repays in advance, most banks will charge handling fees for the remaining installments. Charges will be charged as usual, and some banks will even charge early repayment fees.

Of course, this is something you need to pay attention to when paying in installments. Although you know how to pay in installments on JD.com, credit card installment payments reduce your payment pressure and you may need to pay corresponding interest, so it is important to be able to pay in installments in one go It is best not to pay in installments. Moreover, if you forget to repay the installment, the interest will double and bad credit will occur.

This is the end of the introduction about JD.com’s credit card installment and whether JD.com’s credit card installment will deduct the entire amount at once. I wonder if you have found the information you need?