Changsha Bank Credit Card Application Conditions:

Any legal person organization or other economic organization or social group (hereinafter collectively referred to as the unit) that has opened a basic deposit account can present the certificate issued by the People's Bank of China To apply for a business card from Changsha Commercial Bank for an account opening license, an unit can apply for several business cards. The cardholder's qualifications shall be designated or canceled in writing by the legal representative of the applying unit or its authorized agent.

Any individual with full capacity for civil conduct, a fixed residence, and a legal and stable income can apply for a personal credit card from Changsha Bank with his or her valid identity document. When an individual applies for the main card, he or she can also apply for a supplementary card for his or her spouse or immediate family member who has full capacity for civil conduct.

Information required to apply for a Changsha Bank credit card:

(1) Personal credit card

1. Information required:

( 1) Copies of valid identity documents (including ID cards, passports, military officer certificates, temporary residence permits, household registration certificates, etc.); overseas persons must provide copies of passports (passports, return permits) and residence permits (temporary residence permits);

(2) Work certification documents: including work permit, work certificate issued by the unit or one of the income certificates;

2. Relevant information that will help increase the applicant’s credit limit: (optional)

(1) Income certificate issued by the applicant’s employer; copy of salary record issued by the bank; copy of the bank’s time deposit certificate; original copy of income tax withholding certificate and other documents;

(2) The original of the landline phone bill (or the most recent utility bill of the home address);

(3) A copy of the applicant’s real estate certificate (the original needs to be verified);< /p>

(4) The original and copy of the applicant’s housing mortgage down payment receipt;

(5) A copy of the owner’s car driving license;

( 6) If you are a legal representative of the enterprise, provide a copy of your business license;

(7) Original credit card statements from other card-issuing banks for at least three months;

3. Changsha Bank Other information requested.