How to change the credit card password? How to change credit card password

Many cardholders choose a password signature method for their credit card, but sometimes the password is known by others. In order to protect the security of the credit card, it is best to change the password. So, how to change the credit card password? Here are some ways to change your password.

1. Introduction to the use of credit card passwords

Credit card passwords are divided into query passwords and transaction passwords. The uses of the two passwords are different.

1. Inquiry password: It is usually used when calling the credit card center. Generally, only by entering the correct inquiry password can you handle the phone service.

2. Transaction password: used for cash advance and domestic card consumption (if you choose "Password Signature" transaction).

2. How to change the credit card password

1. Query password: It is very simple to change the password. Just use the reserved phone number to call the credit card service hotline of the card issuer and follow the voice prompts. Modifications can be completed.

2. Transaction password: There are many channels and methods for changing this password, including the following.

1ATM modification. Cardholders can make modifications at any ATM machine at the credit card issuing bank's outlet;

2. Counter modification: Cardholders can bring their ID and other relevant documents and credit card to the counter of any card issuing bank's outlet to make modifications;

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3 Telephone modification: Cardholders can call the 24-hour service hotline of the credit card center of the issuing bank and transfer to manual service for modification;

4 Online banking modification: Log in to the official credit card website of the issuing bank and go to the personal center Change password.

Reminder that the credit card password is an anti-theft door that protects the security of the credit card. It is also very important to protect the credit card password. There are tricks to setting credit card passwords. If the password you use is very simple or it is a password for your birthday, a number on your ID card, etc., it is recommended that you change it in time.

How to change credit card password

1. Change it at the bank counter. This is the most common way to change passwords. Users can bring their ID cards and credit cards to the bank counter to change them. However, relatively speaking, this method is more cumbersome and wastes more time.

2. Log in to online banking or mobile banking to make changes. This method of changing passwords is relatively convenient. However, the premise is that the user needs to open online banking or mobile banking, and after logging in, find the option to change the password and modify it.

3. Make modifications to the ATM machine. Similar to debit cards, credit card passwords can also be changed through bank ATM machines. This method is also relatively simple and easy to operate. Users can bring their cards to the corresponding ATM machine for modification.

4. Call the bank’s customer service hotline to make changes. There is the bank's customer service hotline on the back of the credit card. Users can call this number and change their password according to the relevant prompts. This is a relatively convenient way.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department to shop or consume, and then the bank will work with the merchant and the cardholder to The cardholder can make an overdraft within the prescribed limit.

Credit card, also known as credit card, is a non-cash payment method and is a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. It is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account. In February 2012, the bank confirmed that credit cards without passwords are more secure, and they share the responsibility for any fraud. Enjoy an interest-free period of 25-56 days (or 20-50 days). Card consumption enjoys an interest-free period, and there will be no fees if you pay off the bill before the due date. There is no interest-free repayment period for cash withdrawals. A daily interest rate of 0.05% will be charged from the day of withdrawal, and the bank will also charge a certain percentage of cash withdrawal fees.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.

Generally speaking, bank cards are divided into credit cards and debit cards based on whether they grant a credit limit to the cardholder. In addition, bank cards can also be divided into magnetic stripe cards and chip cards according to different information carriers; they are divided into domestic cards and overseas cards according to whether the issuer is in China; they are divided into personal cards and corporate cards according to the different objects of issuance; according to the account Different currencies are available, including RMB card, card, and dual-currency card.

How to change credit card password

How to change credit card password:

1. Change it at the bank counter. To make modifications at the bank counter, you need to bring the cardholder's ID card and credit card. After handing it to the counter staff, you can modify it with the help of the staff, but the queue time at the branch may be long.

2. Log in to online banking or mobile banking to make changes. If the credit card has been opened for online banking or mobile banking, it will be relatively simple to modify it through online banking and mobile banking. Select the card that needs to be modified in the personal center to modify it.

3. Modify through ATM machine. Insert the credit card into the ATM machine, select "Change Password", enter the original password and new password to change it successfully.

4. Call the bank’s customer service hotline to make changes. Call the customer service number of the bank where the credit card belongs, enter the ID number, cvv2 and other verification information. After passing the verification, you can complete the password change.

Operating environment:

Model: opporeno

APP: Mobile Online Banking

Version: 13.2.4

1. Credit card inquiry password generally refers to: when the cardholder uses telephone banking to inquire about credit card bill transaction details and report loss and other services, the bank needs to use this password to confirm the identity of the cardholder.

2. If you want to change the credit card query password, the cardholder can directly call the customer service number of the card-issuing bank and enter the initial password or original password to change the credit card password. Because the query password is mainly modified through the phone, it is basically composed of digits. Although the query password cannot withdraw money, it is best not to set it too simple, such as six or six or your birthday, etc. It is best to set one A six-digit number that is difficult to decipher.

3. Transaction password to change credit card password:

1. Credit card transaction password is also called payment password, which is the password used by cardholders to make payments and withdraw cash by swiping their cards. Because this password involves changes in credit card amount, it is more important than the query password. It is best not to set the same password as the query password.

2. In addition to changing the credit card transaction password through telephone banking, you can also bring your ID card to the bank counter to change it or change it at an ATM machine.

3. When setting a password for a credit card, you must not use a simple password that is easy to guess, such as your birthday. However, many people face a problem. The password is too simple and they are afraid of being deciphered, but if it is complicated, they will I often have trouble remembering it, so here I will provide you with a few tips on how to set a credit card password:

4. You can use a day that is special to you as your password, such as your wedding anniversary or Parents' wedding anniversary.

This ends the introduction on how to change credit card passwords and set passwords for credit cards. Have you found the information you need?