The customer needs to copy and sign "I have read all the application materials, fully understand and clearly know the relevant information of credit card products, and am willing to abide by the rules of the contract (agreement)."

Article 37 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

(4) Other information: the credit card held by the applicant and its credit line, the applicant's statement, the applicant's confirmation column and signature column, the issuing bank's service telephone number and bank website, complaint channels, etc. ?

"Important tips" should be listed in a prominent way in the credit card application materials, including at least the basic conditions for applying for a credit card, the required basic application materials, the rules for interest calculation and settlement, the collection method of annual fee/late fee/over-limit fee, the tips for reading and signing the contract (agreement), the tips for the safety and confidentiality of the applicant's information, the tips for legal responsibilities and handling measures related to illegal use of credit cards, and other information that has a significant impact on the applicant's credit and rights and obligations.

The applicant's confirmation column should contain the following statement, and require the customer to copy and sign: "I have read all the application materials, fully understand and clearly know the relevant information of credit card products, and am willing to abide by the rules of the contract (agreement)."

Extended data:

The issuing bank shall check the cardholder's information, and the inactive credit card shall not be charged.

Article 49

The issuing bank shall establish the operating rules for credit card activation, and check the identity information of credit card holders before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated. The new card, lost card, damaged card and expired card must be activated before the cardholder can use it. ?

The credit card is not activated by the cardholder, and no fees may be charged. Under special circumstances, except for the cardholder's written charge, customer service telephone recording, electronic signature and the way recognized by both the cardholder and the issuing bank, the creditor-debtor relationship formed when changing the card. Without the activation and use of the cardholder, the credit card shall not issue any gifts or gift certificates.