The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 18 The longest overdraft period of a credit card is 60 days. Credit card overdraft interest shall be charged at 0.5 ‰ of daily interest within 15 days from the date of signing the contract or the date of bank entry, and at 0. 10 ‰ of daily interest after 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, it shall be calculated at the daily interest rate of 15/10000. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 60 After deducting the assets with zero risk weight, the net interbank lending of a commercial bank to a single financial institution without settlement shall not exceed 50% of the bank's Tier 1 capital.

Among them, assets with zero tier-one capital and risk weight are calculated according to the relevant requirements of the Regulations. The balance of inter-bank integration funds of a single commercial bank shall not exceed 1/3 of the total liabilities of the bank, and the provincial rural credit cooperatives, provincial secondary corporate societies and rural banks shall not be implemented temporarily.

Article 61? Institutions should make different authorizations according to the types, varieties, pricing, quota, different types of financial assets and the risk control ability of branches, and re-evaluate and verify the authorizations at least once a year.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business