Legal analysis: 1. No, you only need to be 18 years old to apply for a credit card.

2. Conditions for applying for a credit card:

1. Adults over 18 years old.

2. If you do not have a credit card, you are required to provide the company's financial certificate, your income status and other relevant proofs. If you already have a credit card, you can apply for the card with the card, which simplifies many steps.

3. You must provide your ID card.

4. When the bank handles credit card business, you have to fill in a credit card application form. This form needs to fill in your true age, name, income status, position and other specific information. In addition, your original ID card is also required during the application process. Some banks require a photo of you and the staff. Provide financial certificates provided by the company and stamped with the company's financial seal. After filling in all the information, you will enter the credit card review stage.

Legal basis: "Several Provisions of the Supreme People's Court on Restricting the High Consumption of Persons Subject to Execution" Article 3 If the person subject to execution is a natural person, after consumption restriction measures are taken, he shall not have the following high consumption and non-living and Consumption behaviors necessary for work:

(1) When taking transportation, choose second-class or above cabins in airplanes, trains, and ships;

(2) In hotels and hotels with stars or above , nightclubs, golf courses and other places for high consumption;

(3) Purchase real estate or build, expand or high-end decorated houses;

(4) Leasing high-end office buildings, hotels, apartments, etc. Working in a place;

(5) Purchasing non-essential vehicles for business;

(6) Traveling and vacationing;

(7) Children attending high-fee private schools;

(8) Pay high premiums to purchase insurance financial products;

(9) Take all seats on G-prefix EMU trains, first-class or above seats on other EMU trains, and other non- Consumption behavior necessary for life and work.

Extended information: If a person subject to consumption restrictions engages in consumption activities prohibited by these regulations for life or business needs, he shall apply to the People's Court and can only proceed with approval. During the consumption restriction period, if the person subject to execution provides a real and effective guarantee or with the consent of the person applying for execution, the people's court may lift the consumption restriction order; if the person subject to execution has completed the obligations specified in the effective legal document, the people's court shall The consumption restriction order shall be lifted promptly with notice or announcement within the scope of the notice or announcement. The person subject to execution's consumption in violation of the consumption restriction order is an act of refusing to perform the legally effective judgment or ruling of the People's Court. If it is verified to be true, in accordance with Article 110 of the Civil Procedure Law of the People's Republic of China According to the provisions of Article 1, he shall be detained and fined; if the circumstances are serious enough to constitute a crime, he shall be held criminally responsible.