1. Automatic repayment: When applying for a loan, you can choose to turn on the automatic repayment function to ensure that the bank card balance is sufficient on the repayment date. At that time, the bank will automatically deduct the current repayment from the bank card

2. Active repayment: You can also take the initiative to repay through online banking, mobile banking, official WeChat of Shanghai Pudong Development Bank or any counter of Shanghai Pudong Development Bank outlets before the monthly repayment date. The repayment amount shall include the current payable principal, interest and overdue penalty interest (if any).