CCB's credit card has a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, the consumer will be repaid in full according to the bill amount and enjoy the interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded.

If you spend 6000 yuan, the interest is about 6000*0.0005*30=90, based on the bill. In addition, I would like to remind you that if you don't repay in full, you must repay according to the minimum repayment amount on the bill, which will not affect your personal credit. If you don't pay the minimum repayment amount, you will also be charged a late fee, which is = (minimum repayment amount-paid amount on the due repayment date) × 5%, and the minimum 5 yuan (1 USD/Euro). Moreover, banks should truthfully report the customer's credit report and report the overdue account of the customer's credit card to the credit information system of the People's Bank of China. So the minimum repayment amount can't be forgotten.