This gentleman may have misunderstood our CITIC Bank. First of all, I want to declare that the card you handled is not a waste card, but a CITIC blue card. This card has the function of saving before using, and there is no handling fee for withdrawing money from different places. However, after you use it for a period of time, China CITIC Bank will contact you again and issue you a card with an overdraft limit. If you are not satisfied with this card now and want to cancel it, just dial 4008899. There will be a reminder: welcome to use the voice service system of CITIC Credit Card Center. Please press "1" in Mandarin. After you press "1", it will remind you to report the loss, and then press "1" to remind you that the transfer is in progress, and then you can directly report this problem to them.