If you want to determine whether you are an Internet hacker, you can use self-reflection or go to credit testing channels for testing.

1. Self-reflection

Many people may have only heard of the term Internet hacker, but they do not know what the so-called Internet hacker is and what they can do to become an Internet hacker. , and whether there are any consequences after becoming an Internet hacker.

Internet hackers: generally referred to in the Internet finance industry as borrowers with extremely poor credit, unable to repay on time, and high risks.

They all have one characteristic, that is, they are short of money. They often apply for online loans online. When the repayment date comes, they are unable to repay the debt, resulting in overdue, and then they are gradually listed on the Internet. In the dark.

So you can also judge from this and reflect on whether you have been overdue, and you really can’t remember to open the loan app on your phone to check. If there are none, it can only be said that you are doing better than most people. Of course, it is also possible that your credit is poor and you have never successfully borrowed from a loan platform. Apply, if you have the above behavior, more than 80% may be an Internet hacker.

2. Credit evaluation

Nowadays, there are many credit testing platforms, which specifically check whether there are Internet hackers, loan application records, court dishonesty, credit risk scores, etc., but Everyone must see clearly that many platforms try their best to collect a lot of information and claim it is your credit report, or even offer free inquiries, which is not reliable. If you really want to know your current credit status, You can go to WeChat: Xinyouge and check your credit. If you plan to apply for a car loan or housing loan in the near future, you can go to the People's Bank of China to print a credit report. The two are different and you can choose according to your own situation.