Which bank's credit card is the easiest to apply for now? The one with the highest credit limit is fast
The investment limit is high and the transportation audit is fast. The threshold for Industrial is low. Apply by yourself first. If you don't want to go to that bank of Industrial Transportation, The credit card is easy to apply for, has a high chance of being approved, and has a high credit limit
18-year-old ID card, full civil capacity, no bad credit record, proof of work, financial seal of the company, proof of income, proof of financial resources, two contact persons
There is no annual fee for the first year of applying for a credit card from China Construction Bank, and the conditions for applying for a credit card at state-owned commercial banks are stricter
Generally, Bank of Communications' credit card has the highest limit and the lowest conditions. Which bank's credit card is now the fastest? Which bank’s credit card is the fastest and has the highest limit? High limit? How quickly can you increase your quota?
The two most effective ways to apply for a large-amount credit card
One of the most effective ways: Submit proof of property
For large-amount credit cards, bank credit cards The choice doesn't matter, what matters is whether your property certificate complies with the bank's regulations.
Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.
Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).
If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.
However, the bank does not accept the car title certificate.
Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.
The second most effective way: apply for a card with a card
Applying for a card with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.
When applying for a large credit card, according to the bank's scoring system standards, some conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.
If you can’t get a recommendation card, you can only spend money to find someone.
To apply for a card or withdraw cash, you can contact me. Apply for a credit card on Alipay. Which bank's credit card is better? Which bank has a higher limit? Easy withdrawal limit
CITIC is easier to pass.
Regarding the limit increase, basically every bank is similar
After the cardholder applies for a credit card, after a period of consumption and repayment, a comprehensive credit score will be formed based on his historical behavior. Based on the customer's comprehensive credit score, the bank will proactively adjust the fixed credit limit for customers with higher scores based on actual needs, and will also comprehensively consider factors such as the cardholder's past consumption amount and credit usage rate.
With a monthly salary of 3,000, the bank I applied for has a high credit card limit and a high cash withdrawal limit.
It’s hard to say. You first have to check the official website of each bank to see their special card types, such as China Merchants Youth Card, which allows you to withdraw cash in full, and the first cash withdrawal per month is free of charge (22 to 30 years old), other banks also have similar ones, you have to decide which one to apply for, the limit is the lowest, and if you apply for a card under the same qualifications, the credit card of that bank is better now!
Hello, the basic functions of credit cards are roughly the same, such as spending first and repaying later; using the cash advance function; choosing the minimum repayment business; online shopping; installment shopping, etc. If you have no special requirements for credit card consumption, you can apply for any one.
If you need to learn more, you can click this link: .cmbchina./CCPRODUCT/newcustomer.aspx
Learn more about China Merchants Bank Credit Card. Which bank's credit card has the highest credit limit when you apply online? Can you apply for the card quickly?
If it is a China Merchants Bank credit card, the limit for a regular card is 3,000 to 10,000 yuan; the limit for a gold card is 10,000 to 50,000 yuan; platinum, The diamond credit card limit is generally a fixed limit of 50,000 yuan, a temporary limit that is automatically adjusted for you every month; the unlimited credit card limit is subject to the audit results. Warm reminder 1. The fixed limit for applying for a credit card is comprehensively assessed based on the information you submitted, and the final audit result shall prevail. 2. Multiple credit cards under the same account can enjoy the same limit.
After the card center receives the application materials, it usually takes 10 working days for an audit. After the audit is sent through the card, you will be reminded by text message. Generally, you can receive the card within 15 days of receiving the card notification text message. Which bank in Shenzhen has a higher credit card limit?
The credit card limits of each bank in the country are different. Generally speaking, the credit limit of Industrial Bank, Ping An, China Merchants, ICBC and other banks will be higher.
The conditions for applying for a card are:
Apply for a card with a credit card - that is, apply for a card by replacing your previous credit card. .
Apply for the card with your Shenzhen household registration;
If you are a civil servant or a state-owned enterprise or a listed company or a large company, you can apply for it through work'
Use a car, real estate, For factories, companies and other assets to apply for cards
With these conditions, you can apply for a high-end card at the bank.
If necessary, you can look my name. Which bank's credit card is easy to use and affordable? High credit limit
The basic functions of China Merchants Bank’s credit cards are the same, including card consumption, online payment, etc. Our bank will launch different discounts and promotions for different credit cards from time to time. Due to different personal preferences, It is recommended that you choose according to your own preferences. If you need to know the detailed information of the credit cards currently launched by our bank, please log in to the credit card website, click "Apply for Credit Card" - "Credit Card Family Portrait" and select the card you are interested in.