1. Bank of Communications installment calculator: How much is the handling fee for 3,000 yuan divided into 12 installments

If you don’t know what your interest is, just calculate it as 5.4

The final interest due is 978.75, which is more than the monthly repayment of 34 yuan.

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I will give you a Bank of Communications loan calculator and do the calculation yourself.

2. How to calculate the handling fee for Bank of Communications credit card installment?

Credit card installment fee calculation formula:

Handling fee = Installment principal and each installment handling fee.

For example, if a credit card installment of 3,000 yuan is divided into 12 installments, the handling fee is 0.72, and the handling fee for each installment is 3,000/120.723000/12

Credit card bill installment application requirements:

1. Bill installment application time

From the transaction date to the repayment date, you can freely choose to install installments for transactions under RMB or USD accounts.

For transactions that have not been billed: You can apply for installment between the day the transaction occurs and 19:30 on the billing date corresponding to the transaction.

For bills that have been issued: You can apply for installments between the day after the bill date and the due payment date (for customers whose accounts have set up automatic repayment, the application deadline is 17:00 on the due payment date: 00).

2. Conditions for applying for bill installments

Applicants must hold a bank credit card, personal card master card, good card usage record, and no delay in current repayment. Customers who only hold commercial cards, business cards, purchasing cards, ANA guaranteed cards or supplementary cards cannot apply for bill installments at the moment.

3. Amount of bill installment application

When applying for RMB bill installment, the minimum application amount per time is not less than RMB 300; when applying for USD bill installment, the minimum application amount per time is not less than RMB 300. $100. After successfully applying for RMB or U.S. dollar bill installments, the principal of each installment and each installment handling fee will be credited to the RMB account, that is, the U.S. dollar bill installment amount will be converted into RMB according to the exchange rate specified at the time of application.

3. Bank of Communications installment calculator: How much is the handling fee for 3,000 yuan divided into 12 installments

Task traps

4. Bank of Communications credit card, swipe 20,000 yuan, How much will it cost to repay in 12 installments each month? How much interest will there be?

1. There are five types of bank credit card installments: 3, 6, 9, 12, and 24. The handling fee is generally 0.60. The handling fee collection method is to collect the current handling fee every month.

2. If 20,000 is divided into 12 installments, the handling fee is: 200,000.612=1440; the principal plus handling fee is 200,001,440=21,440. Calculated, the monthly payment is 1,786.67 yuan.