Husbands and wives can use each other’s credit cards.

Swiping each other's credit cards is an internal matter within the family. The husband and wife can agree that the property acquired during the marriage and the property before marriage shall be owned by each other, jointly owned by each other, or partially owned by each other, and partially owned by each other. Same as all. The agreement should be in writing. If there is no agreement or the agreement is unclear, it shall be regarded as the joint property of husband and wife. So it’s not illegal to swipe the other person’s credit card.

The following properties acquired by a husband and wife during the marriage are the joint property of the husband and wife and shall be owned jointly by the husband and wife:

1. Wages, bonuses, and remuneration for labor services. ;

2. Income from production, operation, and investment;

3. Income from intellectual property rights;

4. Inherited or donated property, but the principal Except for the provisions of Paragraph 3 of Article 1063 of the Law;

5. Other property that shall belong to the contract.

Husband and wife have equal rights to handle the same property.

Legal Basis

"People's Republic of China and Civil Code"

Article 1062: The following income earned by husband and wife during the marriage relationship: Property is the joint property of husband and wife and is owned jointly by both husband and wife:

(1) Wages, bonuses, and remuneration for labor services;

(2) Production, business, Income from investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except for those specified in Paragraph 3 of Article 1063 of this Law. Except as specified;

(5) Other property that shall belong to the consortium.

Husband and wife have equal rights to handle the same property. Article 1064: Debts borne by both spouses with the same consent, such as signatures or subsequent ratification by one spouse, as well as debts borne by one spouse in his or her own name for the daily needs of the family during the marriage. The debt belongs to the joint debt of husband and wife.

Debts borne by one spouse in his or her own name during the marriage, which exceed the daily needs of the family, are not joint debts of the couple; however, the creditor can prove that the debt is used for the joint purpose of the couple. Exceptions include life, sex, production and operation, or based on the consent of both spouses. Article 1065: Both men and women may agree that the property acquired during the marriage and the property before marriage shall be owned separately or jointly, or may be partly owned separately and partly jointly. The agreement should be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 1062 and 1063 of this Law shall apply.

The agreement between husband and wife regarding the property acquired during the marriage and the property before marriage is legally binding on both parties.

The husband and wife agree that the property acquired during the marriage shall be owned by each other. If the other party is aware of the agreement, the debts borne by the husband or wife shall be paid off with the personal property of the husband or wife.