The banks that support credit card installment payment in JD.COM are China Merchants Bank, China Minsheng Bank and China Everbright Bank.

Application process:

Note: Books and commodities do not participate in installment payment.

For example, the use process of China Merchants Bank:

1. Select one or more items to be temporarily stored and add them to the shopping cart for settlement;

2. Enter the order settlement page and select the payment method of "installment payment":

3. The user chooses the delivery method before submitting the order, and uses the balance, coupon and JD.COM/JD.COM E card;

Balance, JD.COM card /JD. The COM E card or coupon used by users will offset the total order amount, the amount used for installment payment will be reduced, and the installment fee will be reduced accordingly.

4. Submit the order, select the bank and installment number, and jump to the bank for installment payment after confirming the payment. Payment amount = total order amount+installment handling fee, where the total order amount is the order amount, and the handling fee is budgeted by JD.COM according to the bank interest rate, for users' reference only. The exact handling fee is charged by the bank, which is reflected in the user's credit card installment bill.