Not exactly. Code skipping means that the third-party payment institution changes the A-type merchants (that is, standard merchants) who swipe their cards into B-type merchants (preferential merchants) or C-type merchants (public welfare merchants) through technical means, and then submits them to the UnionPay system. However, the fees of merchants are still charged as Class A merchants (that is, standard merchants), while the profits of banks are less, and most of the profits are earned by payment companies, which means that payment institutions get more benefits by skipping codes.