Three ways to withdraw cash without a credit card (credit card)
Three ways to withdraw cash from a credit card (credit card) without a card:
1. Log in Make a reservation for withdrawal through online banking, and then use the reservation withdrawal number, relevant information and verification code provided by the system to withdraw cash at the ATM.
2. Click on the cardless cash withdrawal sign of the ATM machine, and then scan the QR code with your mobile phone to successfully enter the credit card (credit card) account, and then run the cardless cash withdrawal according to the information reminder.
3. Log in to mobile banking to make an appointment to withdraw money. The subsequent withdrawal process is the same as making an online withdrawal appointment.
How does cardless withdrawal with a Bank of China credit card operate?
You need to log in to our online banking first, select the withdrawal account number and enter the withdrawal amount on the Transfer and Remittance - ATM Cardless Withdrawal page. (The withdrawal amount must be an integer multiple of 100, and the withdrawal amount cannot be greater than the maximum amount of ATM cash withdrawal), PS (the PS can be filled with up to 25 Chinese characters or 50 English characters), click Next, and set the reserved password. After being authenticated by the security tool and confirmed successfully, you can go to the ATM to withdraw money; or log in to our mobile banking, select the withdrawal account and enter the withdrawal amount on the homepage - more - cardless withdrawal page (the withdrawal amount must be an integer multiple of 100 , and the withdrawal amount cannot be greater than the maximum amount of ATM cash withdrawal), set a reserved password, enter a postscript (the postscript can be up to 25 Chinese characters or 50 English characters), click Next, and then pass the security tool authentication to confirm success. Then you can go to the ATM to withdraw money.
Warm reminder:
1. When you complete the ATM cardless withdrawal operation, please record the "withdrawal number", which will be required when you subsequently withdraw money from the ATM.
The withdrawal number can be found by logging into our bank's online banking and going to the transfer and remittance-ATM cardless withdrawal-query/cancellation page to check the withdrawal number of the corresponding record; or logging into our bank's mobile banking and going to the home page - more - Withdraw without card - More in the upper right corner - Withdrawal records, query withdrawal number.
2. Please bring the mobile phone entered in "My mobile phone number". When withdrawing money from the ATM, select the "Password Remittance Withdrawal" service and enter your number in the "Enter 9-digit withdrawal number" field. Record the "Withdrawal Number". After the system displays the withdrawal information, please enter the "Reserved Password" and click "Get Verification Code". The verification code information will be sent to your mobile phone. Enter the verification code to complete the withdrawal operation.
3. If the reserved password is entered incorrectly six times in total, it will be locked (it will be locked after three incorrect entries on the same day, and can be entered three more times the next day). After the reserved password is locked, the counter has no unlocking function, and the customer can only cancel the remittance. Or wait for the withdrawal to automatically expire and be canceled.
4. The ATM cardless withdrawal service withdrawal account supports Great Wall electronic debit cards, current deposits, and ordinary current deposits.
5. ATM cardless withdrawal transactions cannot be withdrawn directly at the counter. If you enter the wrong withdrawal password three times on the same day when withdrawing money from an ATM, the transaction for the day will be locked, and you can only go to the counter for payment; If you enter incorrectly six times, the transaction will be locked and payment will not be allowed at the counter. The remitter can cancel the transaction through the counter or electronic channels.
The above content is for your reference, please refer to actual business regulations.
Is it possible to withdraw money without a card using a credit card?
It is not possible to withdraw money without a card using a credit card. Unless the user has opened mobile banking, he can transfer funds to his debit card through mobile banking or mobile life client and then withdraw cash. In addition to the above methods, users can also make cash withdrawal reservations through WeChat, QR code reservations, and online banking reservations to withdraw cash. Regardless of whether it is cash withdrawal without a card or with a card, the bank will charge a handling fee and calculate interest based on the expected daily annualized interest rate of 0.5%
Cash withdrawal without a card means that you do not bring a bank card. As long as you have a mobile phone, you can also withdraw cash from teller machines. ICBC has officially launched a mobile phone reservation cash withdrawal service nationwide. As long as you perform the corresponding operations through mobile banking in advance, you can withdraw money from ICBC teller machines when needed with your mobile phone number, reservation code and other information without inserting a bank card. The daily accumulated The withdrawal limit is 5,000 yuan. This new withdrawal method has been launched in three banks: ICBC, Bank of Communications and China Guangfa.
When using a mobile phone to make an appointment for cash withdrawal, the user must first log in to the bank’s mobile banking, select the “appointment for cash withdrawal” function, reserve the “appointment code” according to the prompts, determine the validity time of the appointment, enter the cash withdrawal amount, and specify Withdraw your account and authenticate your identity through media such as a password card or electronic cipher, and then you will receive a temporary password text message. Users can withdraw money from the nearest ICBC teller machine within the valid time they set. When withdrawing money, they must enter their mobile phone number, reserved "reservation code" and temporary password sent by the bank. The single and daily cumulative cash withdrawal limits for this service are 1,000 yuan and 5,000 yuan respectively.
In order to ensure the safety of depositors’ funds, the designated account for making an appointment to withdraw cash through mobile banking can only be a debit card account, and the debit card must be added to mobile banking through the counter of an ICBC branch and have external payment permissions activated. , rather than adding it to mobile banking by yourself. This means that in order to achieve "cardless cash withdrawal", the first step is to go to the ICBC counter to open mobile banking and bind a payment account, and then download the ICBC mobile banking terminal on your mobile phone to achieve the above operation.
Bank of Communications was the first bank to launch "cardless cash withdrawal". On January 20, 2010, it launched the mobile terminal "e-Mobile Bank of Communications", taking the lead in realizing cardless cash withdrawal at teller machines in the country. Guangfa Bank also launched it in 2011 The "Mobile Banking Appointment Withdrawal Function" was launched in 2017. You can also withdraw cash at any GF teller machine by "appointing cash withdrawal" through mobile banking.
This concludes the introduction to credit card cardless cash withdrawals and credit card cardless cash withdrawal fees. Have you found the information you need?